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Important Ways On How To Get Rid Of Car Scams

 
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Mark Robinson

It may be surprising to a lot of people, but getting duped over a car deal is very possible, and it happens every day. It may not be grand enough for a movie or even a TV show, but it may be the tiny practices by dealers that could add up to a big problem. If you are thinking of getting that new vehicle, it would be best to know these tricks and steer clear of them.

We Take Care of Our Customers

And take care of the customers they should. However, you should know when they start crossing the line and think more of themselves than the customer. Here are some things you should be aware of:

Loan Assistance: If your dealer gives an offer to assist you if you are unable to pay off your loan, think twice before agreeing. You might end up with a bad credit rating and will start owing the dealer rather than your bank for a higher price.

Easier Payments: There is a big difference in paying the car for a lesser amount and paying less for a car loan. Some dealers attempt to get to pay higher payments from you by saying they are trying to make the car more affordable. If you add up all the payments, then you will realize you have simply paid for a higher-priced car.

Added Security: It is a practice for some dealers to suggest an etching on the car's windshield to prevent theft. They want to protect your property, and it's not a bad thing; however, don't pay for a premium when a VIN etching kit can be purchased online for only $30 or less.

Want Additional Fees with That?

It is a common scene to see a lot of added fees on the car of your choice even if a price has already been agreed upon by both parties.

Extended Warranty: There is no other person who can decide whether or not a warranty will be added an extra year except you. No dealer maneuvering should be making that decision.

Dealer Preps: Never pay more than what is listed on the car site or the sticker price. Some dealers try to add dealer prep costs when the price is already in plain sight.

The Big APR Switch: This may be the most disappointing and frustrating scam a buyer may encounter. What is worse is that it could happen after you have taken your dream car home and drove it for a week. After that time, you suddenly get a phone call from your dealer informing you that they are increasing your interest rate and subsequently your monthly fees. According to the dealer, this is because there was a problem that was overlooked in your loan application, which is supposed to be thoroughly reviewed. Make sure that you have studied all your financing options even before you step into the car dealership. Communicate with your bank or online financing sites to provide you information in order to avoid getting bitten by this nasty tactic.

In the end, no one will be conned if they don't allow themselves to be conned. Study all your options and be an informed customer before you shake the hand of your car salesman. There may be more than that smile on his face.

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Mark Robinson writes for Auto-Loans.GuideFin.com. Visit his website for information about bad credit car loans.

Article Tags: car [See Dictionary], dealer [See Dictionary], pay [See Dictionary]
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Article published on January 21, 2008 at Isnare.com
 
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