Mexican Auto Insurance is Required if You Are Driving to Mexico

Did you know that US and Canadian auto insurance does not cover you while driving in Mexico? If you are driving your car across the border into Mexico, you absolutely must purchase Mexican auto insurance. The Mexican authorities (Mexican police and Mexican courts) do not recognize US or Canadian auto insurance. So if you are in a traffic accident while in Mexico, and you do not have a Mexican auto insurance policy, you will most likely be detained in a Mexican jail and have your vehicle confiscated.

Being thrown in a Mexican jail is perhaps one of the worst fears of tourists to Mexico. The good news is that being legally compliant with Mexican traffic laws is easy. Simply purchase a Mexican tourist auto insurance policy before you cross the border!

Buying Mexican auto insurance from the internet is the easiest way to acquire your policy. Before the internet, most Mexican travelers had to wait until the last minute to buy their Mexican auto insurance at the Mexican border. Today, there are many websites that allow you to purchase and print your Mexican insurance policy from your computer well in advance of your trip to Mexico. The whole process usually takes less than 10 minutes, and it is as easy as buying an airplane ticket online.

Online Mexican insurance is not only more convenient than stopping at the border, but it also tends to be less expensive and offer better insurance coverage. Online customers appreciate being able to read exactly what is covered by the Mexico insurance policy. When purchased at the border, most customers are in a rush and tend to not read what the insurance policy actually covers. Due to the competitive nature of the internet, most of the Mexico insurance websites need to keep their prices low in order to compete with the other Mexican insurance websites. This ensures that online customers get the best rates on their Mexican insurance.

Most Mexican insurance websites are owned and operated by insurance brokers who are located in the United States. Even though the Mexican insurance company is located in Mexico, the insurance broker will be based in the US and subject to US insurance laws. To ensure that you are dealing with a reputable and legitimate Mexico insurance website, you should check for the following items on their website:

1: A valid insurance license that is clearly posted on the website (usually in the contact information section).

2: Check to see if they are listed with the Better Business Bureau. While this is not a guarantee of excellent service, it at least shows that they are most likely not a fly-by-night operation.

3: Look for some sort of security seal or endorsement to ensure that your private information is being encrypted and protected to industry standards. Some of the common security programs include Hacker Safe or McAfee Secure.

You can also call the customer service phone number on the Mexico insurance website to make sure that there are live people in the office who are ready to assist you.

There is nothing more adventurous and enjoyable than a road trip to Mexico, but make sure not to forget your Mexican auto insurance. Even better, make sure to buy your policy online before you even leave your house.