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Check Your Mortgages For Free With Loancheck

 
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Mark Aucamp

For sometime now we have heard the rumours about credit card debts and loans being written off by their various providers. Then last week BBC One showed a Panorama television programme called “Can’t Pay, Won’t Pay” We heard Sir Roy Good an eminent Solicitor who was involved with the drawing up of the Consumer Credit Act 1974 explain the mistakes that made these finance agreement invalid and unenforceable. We heard from Basil and Amanda Rankine who had successfully written off around £100,000. They had then gone on their own to challenge other agreements only to lose their case and have to pay £100,000 High Court cost for losing their case.

There is a little known secret about a UK business called LoanCheck that has quietly been auditing mortgages, car loans, home Improvement loans, consolidation loans, personal loans, buy to let mortgages and todate they have submitted over 40,000 mortgages and loans to their solicitors for refunds. The reason for them submitting these mortgages and loans to their solicitors is they have found them to be invalid and unenforceable and challengeable in a court of law. They will not challenge any finance agreement unless they believe the contract to be invalid and unenforceable and the claim to be more than £5,000.

Easy as counting to three!

Loancheck have developed a computer based initial assessment process that allows you to check if you may have a claim on a current or previous mortgages, car loans, home Improvement loans, consolidation loans, personal loans or buy to let mortgages. Just follow the links and answer the questions about your finance agreement. Do not try to submit a claim if you do not have the actual agreement number for your lender or the provider of your finance agreement. Lenders and providers do not have to provide you with any details of any loans you have had with them if they are over six years old.

Establishing an audit account costs you nothing. Should you decide to proceed then they will need a signed authorising form stating that Loancheck can act on your behalf, two specified forms of identity and a cheque for £10, made payable to your lender or provider in order to secure the exact details of your mortgage or loan account. They will request copies of your original documents and they will assess you account to establish whether there are grounds for a legal case.

Your case will then be prepared for a solicitor to assess the details. The solicitor will run your case and when they win the case they will pursue the lender for a refund on your behalf. This process will not cost you any money as the solicitor works under the Government’s Access to Justice System.

UK business called LoanCheck has submitted over 40,000 mortgages and loans to their solicitors to claim compensation for invalid and unenforceable finance contracts. Over 40,000 invalid and unenforceable mortgages and loans have been submitted by Loancheck to their solicitor’s s to claim compensation for their clients. FREE Mortgage Check to see if you’re current or past Mortgages are invalid and unenforceable; it may be worth claiming Thousands of Pounds in compensation.

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Contributing author Mark Aucamp has been providing Talk Money Blog with regular money saving expert posts and comments. Mark is recognised as an authority in the field of Debt Management. Mark has extensive experience in providing Advice & Solutions. To see if your Mortgage or Loan is invalid and unenforceable go LoanCheck for a free appraisal.

Article Tags: invalid [See Dictionary], loans [See Dictionary], mortgages [See Dictionary]
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Article published on January 04, 2009 at Isnare.com
 
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