iSnare.com - Free Content Articles Directory
Authors Contents [Advanced Search][Add OpenSearch][Job Search]
Distribute your articles to thousands of article sites for only $2 and below! Read more...

Index  Finances
 

Overcoming The Bad Financial Advice... From So Called Financial Experts

 
[ Contact the Author] [ Send to a Friend] [ Article Publisher] [Make PDF] [ Print] [ Bookmark & Share]
 
Read our Terms of Service before reprinting this article. The submitter specified above has claimed the rights to this article.
Lew Nason

Have you ever met with a prospect or client and have them tell you; "That's not what the financial experts like ______________ say?" It's frustrating, especially when you know the expert they are talking about is not really a financial expert and most of the advice they are giving in many cases is worse than worthless... It's actually hurting many people.
Here is an article we wrote for the monthly client newsletters we provide, that agents and advisors are sending to their clients. Articles like these in a monthly newsletter that you send to your clients and prospects, can help you to overcome the bad advice from the so-called financial experts.

Money for Life, in good times and bad!

There are a lot of TV and Radio personalities who have written books and are promoted as being experts about how you should manage your money to become financially independent. There’s Suzie Orman (Women and Money), Dave Ramsey (The Total Money Makeover), Robert Kiyosaki (Rich Dad, Poor Dad) and the list goes on and on. Then there are the financial columnists like Scott Burns (The Dallas Morning News), Jonathan Clements (Wall Street Journal), Ben Stein (New York Times) and others.

Unfortunately, most of these popular financial personalities have very few, if any, real credentials in the financial world. They’ve made their money by selling their wares and rarely practice what they preach. They have little or no experience in actually helping people ‘one on one.’ Much of their advice is too general in nature to really be of much use to most Middle American Families. And, their blanketed financial advice has probably hurt more people than it’s helped.

There are only a handful of books, written by financial professionals who have 40 years or more of real life experience working with and helping families. One such book, recently self-published, is ‘Money for Life’ by Jeffrey Reeves, MA with Dr Agon Fly.

Here is a short excerpt from the introduction of the book…

“Americans are trapped in a dysfunctional financial model that incessantly chants its mantra: “You can have everything you need and anything you want as long as you have enough credit!” You can have the sixty inch flat panel TV from the big box store, the new SUV, the dream vacation, the lavish “it-only-happens-once-in-a-lifetime” wedding, the upscale home in the hottest new neighborhood, a perfect retirement, and on and on and on…

To this way of thinking “I can afford it,” really means you have enough income to make the payments - including huge amounts of interest. It whispers that you only get to use the things you “buy;” that you really don’t own them. But, it shouts that just “having” them proves your wealth and worth. This model is designed to make others wealthy at your expense. It makes bad decisions feel good.

This model is called the Debt Paradigm.

And, when some life event decimates your income and Debt Paradigm decisions dump you into a dungeon of despair, some “credit repair” guy slithers from the shadows to show you the way out of the darkness and back into the light of this failed model - so you can do it all again.

There is a better way.

’Money for Life’ shows you how to take control of the money that flows through your life without giving up your lifestyle. ’Money for Life’ works for you in good times and bad. Job loss, disability, illness, family crisis - or any other life event that could throw you for a loss - becomes manageable.

’Money for Life’ lets you look forward with confidence in good times and bad, so you never have to look back with regret.”

If you are concerned at all about your financial future, then you should read this book.

'Money for Life, in good times and bad!' is one of the very few books that I've ever read that really helps people to understand the true and total value of Cash Value Life Insurance.

But, more importantly it first addresses the financial problems people are experiencing, before it provides the solution... Cash Value Life Insurance!

Important NoticeDISCLAIMER: All information, content, and data in this article are sole opinions and/or findings of the individual user or organization that registered and submitted this article at Isnare.com without any fee. The article is strictly for educational or entertainment purposes only and should not be used in any way, implemented or applied without consultation from a professional. We at Isnare.com do not, in anyway, contribute or include our own findings, facts and opinions in any articles presented in this site. Publishing this article does not constitute Isnare.com's support or sponsorship for this article. Isnare.com is an article publishing service. Please read our Terms of Service for more information.

Claim your free Report "How to Attract & Sell Your Perfect Prospects" at http://www.FastInsuranceSales.com Where you'll learn how to make 6-figures a year in insurance.

Article Tags: financial [See Dictionary], life [See Dictionary], money [See Dictionary]
Got a question about this article? Ask the community!
Article published on March 13, 2009 at Isnare.com
 
Rate this article:

Recession… ‘Decide NOT to Participate’ Part III
Submitted by: Lew Nason

My last two articles have been about why I was able to lead my office in life insurance sales during one of the worst recessions in U...

Recession… ‘Decide NOT to Participate’ Part II
Submitted by: Lew Nason

In my last article, I briefly discussed my not so grand entrance into insurance sales in 1982, during one of the worst recessions in U...

Recession… ‘Decide NOT to Participate’
Submitted by: Lew Nason

In the spring of 1982, I was fed up with the corporate culture and early on a Friday morning I resigned my position as a ‘Quality Control General Foreman’ with Chamberlain Manufacturing, a Fortune 500 company...

Are You Making This Critical Mistake When You're With Your Prospects?
Submitted by: Lew Nason

Are you talking too much, trying to be ‘interesting’, instead of being ‘interested’ Most of the agents I talk to are trying to impress their prospects with what they know, what they've accomplished, the great companies they represent and the competitive products they offer...

The First Secret To…Closing ‘9 Out Of 10’ Sales
Submitted by: Lew Nason

No matter what you are selling, if you want to close more sales, there is a little secret that most insurance agents, financial advisors and financial planners are missing...

Follow-up To “Will You Survive… The Bad Publicity In Our Industry!
Submitted by: Lew Nason

Everyday, since we published our original article about surviving the bad publicity in our industry, we’ve been receiving positive responses like the following… “I just wanted to commend you and your dad for the best article I have seen in years about the reasons for the bad name and hard time insurance agents are going thru...

Will You Survive… The Bad Publicity In Our Industry!
Submitted by: Lew Nason

Regardless of whether or not we like or agree with the recent criticism of our insurance sales industry, we are getting a lot of bad press...

Make Your Life Insurance Sales Career… ‘Recession Proof’ Part II
Submitted by: Lew Nason

As I stated in my first article, the first step to making your life insurance sales career ‘Recession Proof’ in a struggling economy is to become adept at, and be focused on, helping people to solve their immediate financial problems...

Four Simple Secrets to Selling Large Amounts of Cash Value Life Insurance!
Submitted by: Lew Nason

Would you like to know how and why the best producers are able to sell large amounts of cash value life insurance...

What’s The Foundation… Of A Successful Insurance Agency!
Submitted by: Lew Nason

It is absolutely amazing to me that the majority of insurance agents today have no idea of the real reason why they are not able to consistently earn $100,000, $200,000 or much more selling insurance, or their financial services...

Selling Mortgage Life Insurance… the Easy Way!
Submitted by: Lew Nason

There are two basic approaches to selling Mortgage Insurance If you want to sell mortgage insurance the easy way, then you must understand why the traditional approach to selling mortgage insurance isn’t working for 90% of the insurance agents today...

Found Money Management™... Financial Planning For Middle Income Families Made Easy And Profitable!
Submitted by: Lew Nason

"What's so different about the Found Money Management™ concepts, verses the Circle of Wealth, Missed fortune, Infinite Banking and LEAP concepts...

Here’s What You Do To Get Off To The Quickest Start Selling Life Insurance!
Submitted by: Lew Nason

There are several exciting and dynamic life insurance selling systems available today that will help you to close large life insurance sales...

Even With All The Bad Publicity Top Advisors Are Still Collecting A Million Dollars Of Annuity Premiums Monthly
Submitted by: Lew Nason

With all the controversy and bad publicity about indexed annuities, surrender charges and unethical sales practices are you having trouble attracting qualified annuity prospects to you...

Make Your Life Insurance Sales Career… ‘Recession Proof’
Submitted by: Lew Nason

A few weeks ago, I wrote a series of articles about how I started and succeeded in life insurance sales during one of the worst recessions in history...

The History of ATM Machines
Submitted by: Stephen A Daniels

The history of the ATM dates back to New York City in 1939 when inventor Luther George Simjian got a bank to publicly try the machine...

The Many Uses of an ATM Machine
Submitted by: Stephen A Daniels

Almost everyone is familiar with the ATM The word “ATM” is the acronym for Automated Teller Machines...

Loan Modification Laws in Florida - Five Criteria That is Required
Submitted by: Suzie OConnor

If you do some research on Florida loan modification laws, you will soon realize that you do not need to lose your home...

Simple and Effective Mortgage Reduction Technique
Submitted by: Jo Blevins

If you are nervous about the amount of money that you are spending every month on your home loan payment, or about the amount you will spend over the length of the loan, you should be interested by some mortgage reduction techniques...

Best Way to Learn Forex Trading
Submitted by: Frank G. Higgins

Each and every day, about $1 trillion are being traded in the Forex market and it’s quite easy to see why there are so many people interested in trying it out for themselves...

Bridgend Accountants - The Best Ingredient For Success
Submitted by: Steven Magill

In a company, the accountants are the ones who know how to deal with all the money matters and this is due to the main reason that they are the ones who manage and keep track f the data which concerns the financial status of the company...

Forex Trading Strategies For Beginners
Submitted by: Frank G. Higgins

Forex trading strategies are considered to be the most essential aspects of currency trading online A comprehensive knowledge of these strategies can actually mean the difference between your success or failure as a trader thus making it one of the most important things that any beginner has to learn about before taking part in the Forex market...

Age and Term Life Insurance Rates
Submitted by: Dennis Jarvis

Age is the focus of billions of dollars in our society with people's fixation on youth being pretty apparent...

How Can I Quickly Increase My Credit Score?
Submitted by: Raymond Edwards

For someone looking to increase their credit score, there are a number of both effective and ineffective ways you can go about it...

Preventing an IRS Tax Levy From Going Into Effect
Submitted by: Manny Davis

There are many ways that you can prevent a tax levy from going into effect If you have received a notice from the IRS there is a good chance that the levy is going to take effect in the near future if no action is taken...

Is Your Company in Financial Trouble - Consider a Company Voluntary Arrangement
Submitted by: Derek Cooper

If your business is in financial trouble, you may be better off undertaking a Company Voluntary Arrangement instead of struggling to raise the funds necessary for a Pre-Pack Administration...

Actions to Take Against a Winding Up Petition
Submitted by: Derek Cooper

Traditionally, if any creditor of a business owed more than GBP750 was struggling to collect its debt, that creditor could decide to petition for the winding up of the company...

Ways to Help Cash Flow in Difficult Economic Times and Company Financial Troubles
Submitted by: Derek Cooper

One of the main reasons for business failure during recession is late or non payment of debts If your customers pay very late or not at all, this may put your business in an extremely difficult financial position...

The Downfall of the Underinsured Insurer
Submitted by: Patricia Gabbett

When you thought you were safe on the road because you have always been a defensive driver and have always paid your insurance on time, it suddenly caught you by surprise to know that your insurance does not cover the fence you accidentally hit and that is according to the local enforcement officer...

How Do I Find the Right Health Insurance
Submitted by: Vic Shallow

When you're looking for a good health insurance plan, the first thing is to figure out exactly what your needs are...

Isnare.com Footer Divider

© 2004-2009. Isnare Free Articles - An Isnare Online Technologies Free Articles Project. All Rights Reserved.   Privacy Policy