Cards Offering Air Miles - A Must Have By Jodi Bennett At Isnare.com Ezine Articles

Most credit cards offer different type of reward bonuses for their consumers. Some credit card companies offer double points for certain purchases or air miles for frequent flyers. This is part of their marketing strategy in order to attract more clients to use their credit card services. For people who travel a lot because of their work or business needs, having a credit card that offers air miles as a frequent user or frequent flier reward bonus is a necessity. Aside from getting good deals in airline tickets, they can also save money from the air miles points they earn each time they use their credit cards to purchase airline tickets. The air miles that you earn as points each time you purchase an airline ticket can be converted into free flights. Credit cards offering air miles may have different point systems being used in the rewards system so it is important to know how the points are earned.

There are two types of cards offering air miles, the regular over-all credit card and the airline card. Both credit cards offer air miles as a reward bonus, the only difference is that with airline cards, you have to stick to one airline in order to gain air miles points. This is good if you travel frequently to one destination or the airline operates on multiple airports. But if your business travel requires you to visit other airports that the airline may not be operating in, you cannot use the airline card or claim any air miles points from purchases. For those who travel to different airports and may use different airlines for their flights, the regular credit card will do.

Some regular credit cards also offer air miles for purchases. Learn about this rewards promotion from your credit card company in order to know which purchases qualify for the air miles rewards points. These purchases may be regular shopping purchases, product purchases or restaurants.

Also check on the interest rate of the credit cards offering air miles. Some of these credit cards may require an annual fee and may have higher interest rates. Check if the credit card company allows balance transfers so that you have an option to transfer the balance to a card that offers a lower interest rate if needed.

It is also important to check the terms and conditions of the air miles rewards points. There are some credit cards companies that only bank the points for a certain period of time and that you need to redeem it right away; otherwise the air miles points may get forfeited. Also check which trips may qualify for the air miles. There are some trips or flights that may not qualify, like peak seasons on vacations or holidays. In redeeming the air miles points to be converted to free flights, it is important to know how many points should qualify for the redemption of this reward. This will allow you to plan ahead and gauge how many points more you need in order to convert your air miles to a free airline ticket.

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