TrueEarnings Card From Costco and American Express: Is it Right For You? By Stephanie Andrews At Isnare.com Ezine Articles

If you're looking for a new credit card, you might want to consider the TrueEarnings Card from Costco and American Express. While it has a long name, its rewards program is quite easy to understand. If the following guidelines describe your current situation, the TrueEarnings card may be right for you.

You shop at Costco

With TrueEarnings, you really get two cards in one. You get a rewards credit card from American Express. You also receive a membership to Costco. With the card, you'll be able to shop at Costco whenever you need to. If you regularly go to the store, you'll benefit even more from the card.

You Want Cash Back

Getting a card that grants cash back can help you earn valuable dollars, just for using your credit card. While some cash back programs have strict limits and restrictions, the TrueEarnings card does not. There is no limit on the amount of cash back you can earn.

The rewards program that comes with the TrueEarnings Card from Costco and American Express is easy to follow. You can expect to earn 3 percent cash back for your gas and restaurant purchases. You'll get 2 percent back for your travel purchases. For Costco shopping and other regular purchases, you can expect to see 1 percent cash back.

You Frequently Use a Credit Card

In order to get the most cash back possible, you'll want to use the card on a regular basis. After signing up for the TrueEarnings card, you might want to start using it for some of your basic shopping trips. Then at the end of the month, simply pay off the balance.

The TrueEarnings Card from Costco and American Express has an extensive online system that can help you keep track of your account. All you have to do is log in to your account online. You'll be able to check your current balance, make payments, and track your rewards.

You Have a Solid Credit History

While there are credit cards available for all levels of credit, the TrueEarnings Card from Costco and American Express is designed for those with a high credit score. If your credit fits this description, then this card might be a good fit.

If your credit is far from excellent, there is still a good chance that you will be able to find a credit card that works for you. You can search online for other available options that fit your current needs. You can even use a credit card to help rebuild your score. When your credit rating rises, you can try applying for a TrueEarnings card and increase your chances of getting approved for it.

If you find that most of the above statements describe your situation, you may want to consider applying for a TrueEarnings Card from Costco and American Express. This card can bring you Costco membership benefits, cash back rebates, and other American Express features. By using the card, paying off the balance, and tracking the rewards, you can make this card work well for your financial situation.

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