How To Buy The Best Value Diamonds By Allison Ryan At Isnare.com Ezine Articles

Buying best value diamonds does not mean buying the largest diamond for the cheapest price, although price is an important factor in the purchase of a diamond. Before you start shopping, you do need to have some information about diamonds in general. This includes knowing what the 4 C’s of diamonds are – cut, clarity, color, and carat. You should also ask to see an appraisal report on the diamond from one of the internationally recognized appraisal institutes – IGI appraisals, GIA, and EGL loose diamonds.

Another factor involved in buying best value diamonds is a money back diamond guarantee. With such a guarantee you have many benefits in that you have a period of time in which you can return the diamond for a full or partial refund. This could be because the diamond is unsuitable for your needs or you find the exact diamond at a cheaper price in another location. If you bring in proof of this cheaper price, the retailer will refund you the difference between the prices of the diamonds so that you do indeed get the best value for your money.

When it comes to colored or fancy diamonds, it is hard to determine the best value diamonds in this category. Colored diamonds are more expensive than those that appear clear or colorless. If you have plenty of money to spend on such a purchase and want the best that money can buy, a red or green diamond could cost you as much as $1 million per carat. Purple diamonds range in price from $500,000 to $700,000 per carat and pink diamonds usually start at $100,000 per carat.

Brown diamonds are the cheapest in this category at $1500 to $2000 per carat. Although a diamond may be cheap and you think that it offers the best value, you should look at it closely to see if you can detect any dark spots in the stone. This is an undesirable flaw in the diamond that results from the cutting process. It could mean that the girdle of the diamond us too think or wide for the size and gives the appearance of a dark hole at the bottom when you look down through the depth.

The bow-tie effect is another undesirable quality that diminishes the value of the diamond. This is sometime found in fancy diamond cuts, such as the Marquis, oval and pear cuts. It appears as dark spots across the center of the diamond and can usually be seen with the naked eye. In order to determine if you really do have best value diamonds, especially if they are not money back guarantee diamonds, you should consider having your own appraisal done and compare this with that of the retailer.

Through the appraisal process, all aspects of the anatomy of the diamond are examined and you will receive a detailed report along with a diagram and description of the stone. In this way there can be no doubt as to its value. It is especially important to have any diamonds that you purchase at estate sales appraised. Even though the price may be cheap you may actually have best value diamonds when the sellers do not know the true value of the stone in the jewelry. If you are looking for antiques, shopping at such sales will help you get diamonds of considerable value for a fraction of their value.

In order to have them insured, you do need to have them appraised by one of the gemological appraisal institutes. As a rule, experts advise that you should allow at least three times your monthly salary for the purchase of a diamond. You can shop around to see the various styles and sizes of diamonds to get an idea of how much this purchase will set you back and then you can start savings. Most retailers do have a payment plan, though, so that you can get the diamond you need when the price is right.

Published At: Isnare Free Articles Directory http://www.isnare.com
Permanent Link: http://www.isnare.com/?aid=394078&ca=Womens+Interest

Important Notice DISCLAIMER: All information, content, and data in this article are sole opinions and/or findings of the individual user or organization that registered and submitted this article at Isnare.com without any fee. The article is strictly for educational or entertainment purposes only and should not be used in any way, implemented or applied without consultation from a professional. We at Isnare.com do not, in anyway, contribute or include our own findings, facts and opinions in any articles presented in this site. Publishing this article does not constitute Isnare.com's support or sponsorship for this article. Isnare.com is an article publishing service. Please read our Terms of Service for more information.