Insurance For Writers Of Short Stories By Elizabeth Newberry At Isnare.com Ezine Articles

Are you a writer who makes a living, or tries to, by writing short stories, poetry books, magazine articles, or even novels? Perhaps you make a pretty decent income, and perhaps you’re doing well just to make ends meet. In any event, you most likely fall into the “self-employed” category, as most writers don’t have a traditional employer or boss, and as a self-employed individual, you might be struggling with insurance.

Insurance, especially health insurance, can be quite expensive, and although your short stories may be paying the rent and putting food on the table, they may not be bringing in enough cash to pay any additional bills from insurance companies. Since most kinds of insurance are optional, many people choose not to purchase them; however, in the event of a serious health condition, these people wish they had purchased a health insurance policy.

There are insurance options for self-employed people – this includes you writers of short stories! Of course, you can always purchase an individual health insurance policy, which is more expensive than buying into an insurance policy provided by an employer, but it’s better than nothing since health insurance is so important. You could purchase health insurance through an organization or association with which you are affiliated if it offers health insurance coverage to its members. Or, you could join an organization or association that offers health insurance coverage to its members if you don’t already belong to one. More specifically, you could join a organization or association for writers.

Organizations and associations for writers understand that writing short stories, no matter how great they are, doesn’t always cover every single bill – especially health insurance bills. Therefore, one of the benefits they offer for joining their organization or association is the option of purchasing a health insurance policy through them at a group rate. Research these organization and associations; for the sake of your health, join one today!

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