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 "Sub Prime" Americans BAILOUT the So-called "Prime" Clients and Shareholders
Buying a home is for most people the largest single commitment we will ever make, so why after we have "signed on the dotted line" are we left to sink or swim on our own...
Author: Carl Hampton - Category: Advice
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If You Ain’t Covered, Mark My Word, You’ll Be Discovered!
For millions of responsible Texans forking out almost $900 million per year, in insurance, to self-protect against those people driving without mandatory insurance coverage there may soon be some relief...
Author: Carl Hampton - Category: Society
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A Hostage of the Times
Growing international concern about the global petroleum market is prompting Saudi Arabia to increase oil production from 300,000 to 500,000 barrels a day; the highest level since 1981...
Author: Carl Hampton - Category: Advice
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Being Heart Smart is a Start...
The Centers for Disease Control and Prevention reported that heart disease in the United States has decreased by 50% in the last 20 years...
Author: Carl Hampton - Category: Advice
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Foreclosing on Mental Health
Social Service Hotlines report a major surge in phone calls from emotionally distraught homeowners The prevalent issue appears to stem from the housing crisis...
Author: Carl Hampton - Category: Finances
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Debt Collection Protection - You Have Rights
The Council of Better Business Bureaus says that complaints against debt collectors, after plunging in 2005, are rising again...
Author: Carl Hampton - Category: Finances
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Has Sub-prime Had Its Time?
The sub-prime crisis has had a rippling effect on the worldwide economy posing critical challenges for Governments, Businesses, and Investors...
Author: Carl Hampton - Category: Finances
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A Little Help Goes A Long Way
It’s the 21st Century, we live in one of the most fortunate countries in the world, yet are you aware that the estimated annual burden to the United States concerning hunger and food insecurity is a minimum of $90 million per year...
Author: Carl Hampton - Category: Family Concerns
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Prescription For Success
Fast Forward: 2019; the hospital insurance fund is projected to run out of funds 2041; the Social Security Trust Fund will run dry...
Author: Carl Hampton - Category: Finances
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Low Interest Rate Courage
Approximately 2 million homeowners, a majority being in minority neighborhoods, are at risk of losing their homes, either through default or by foreclosure...
Author: Carl Hampton - Category: Finances
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A Longer Life
The twentieth century saw a rapid rise in life expectancy due to improvements in public health, nutrition and medicine...
Author: Carl Hampton - Category: Advice
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When A Dream Becomes A Nightmare
A good education leads to a great-paying career; job security affords the dream of owning your own home becoming a reality...
Author: Carl Hampton - Category: Advice
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A Piece Of The Puzzle
Most people consider “achieving wealth” as a mystery It is thought that the management of money requires a particular talent that most of us feel was left out of our genetic make-up...
Author: Carl Hampton - Category: Self Help
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How Much Fun Is There Really In A Tax Refund ?
For most taxpayers, refunds are what the tax system is all about And, for 80% of the population the obsession with the annual refund causes bizarre behavior, from anxiety to slight dishonesty; even routinely having more tax than necessary taken out of our paycheck...
Author: Carl Hampton - Category: Advice
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Plan For A Life Of Entitled Leisure
The transitions from employment to retirement can seem daunting; exposing many personal, social, domestic and financial uncertainties...
Author: Carl Hampton - Category: Advice
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The Mind Is A Terrible Thing To Waste!
As the costs for the favor of a college education continue to rise every year, is it any wonder that achieving a decent education is seen as a great privilege as opposed to a legitimate right...
Author: Carl Hampton - Category: Opinions
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It’s A High Price To Live In The City
In any city where the majority of people are renters, the projected rise of a 5% increase in rent is anything but good news...
Author: Carl Hampton - Category: Society
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A Sign Of The Times...
Traditionally, California has had a low foreclosure rate However, in the last quarter of 2006, 37,273 Default Notices were sent to California Homeowners; an increase of 36...
Author: Carl Hampton - Category: Finances
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Save Early, And Often!
A recently released study by the American Association of Retired Persons (AARP) cited that one of the highest concerns associated with getting older was the lack of money required to support oneself during retirement...
Author: Carl Hampton - Category: Finances
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Pre-Planned Funerals
No-one ever wants to deal with what will happen when they, or loved ones, pass away However, when it comes down to planning a funeral, things can get really hectic when hasty decisions need to be made...
Author: Carl Hampton - Category: Family Concerns
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How To Figure Health Insurance: The Married Way
Experts say that it is very important for a two-income family to pay attention to details when deciding on medical insurance coverage...
Author: Carl Hampton - Category: Finances
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Americans Feel Optimistic About Growth And Prosperity
The effects of higher interest rates and energy prices, combined with decreased home price availability have reflected a cooling-off period of the housing market...
Author: Carl Hampton - Category: Finances
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Flat Tax, It Could Work!
With great expectations for the coming year, I have begun thinking about that great annual past time, the dreaded Tax Return...
Author: Carl Hampton - Category: Finances
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Is Money Really The Issue?
How many times have you let a cousin or one of your siblings borrow some money A few days pass with no sign or word from the borrower...
Author: Carl Hampton - Category: Family Concerns
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Don't Stress It
Did you know that stress can make you sick I mean physically sick, not mentally sick...
Author: Carl Hampton - Category: Self Help
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What Happened To The Empty Nest?
Somewhere, back in time were the years that we lovingly referred to as the empty nest years But now, there is no such thing as the empty nest...
Author: Carl Hampton - Category: Advice
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Money Makeover
You come home after a long day at work only to find numerous unwanted bills in your mailbox As you sift though them, you start to get that sinking feeling...
Author: Carl Hampton - Category: Finances
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Travel Insurance Fraud, Don't Let It Happen To You
The California Insurance Commissioner has ordered Trip Assured to stop doing business in the state of California...
Author: Carl Hampton - Category: Finances
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What Really Happens When You File For Bankruptcy
Having a hard time paying your bills Do they seem like they just keep adding up...
Author: Carl Hampton - Category: Finances
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What You Should Know About Those Debit Card Overdraft Fees
I know that there are times that I would rather use my credit card to make a purchase but my conscience tells me to use money that I have, not spend money that I don't have...
Author: Carl Hampton - Category: Finances
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