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Debt: Full Circle
What does debt full circle mean When you get that first credit card in the mail...
Author: Cheryl Johnson - Category: Finances
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Stuff Happens: Be Prepared
As children, if we learned nothing else from those "scary" nursery rhymes, it should have been that "stuff" happens...
Author: Cheryl Johnson - Category: Finances
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The Debt Free Living Recipes
Living debt free is a feeling that's hard to explain It's a feeling that's alien to most consumers today...
Author: Cheryl Johnson - Category: Finances
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Debt Free Living: Justifying A Non-Purchase
Do you sometimes feel like you're making a lot of sacrifices to live debt free Debt free living is easy if you don't have any debt...
Author: Cheryl Johnson - Category: Finances
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Donating To Charity On A Budget
I always feel guilty that I can't give to charity more than I do But, honestly, my budget is trimmed down to the bare minimums and our income just meets those obligations with pennies to spare...
Author: Cheryl Johnson - Category: Finances
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Frugal Family Vacations
Everybody loves a nice, relaxing, vacation The family vacation gives us a chance to focus on family and spend some quality time together...
Author: Cheryl Johnson - Category: Finances
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Budget Backyard Family Vacations
When travel and lodging are cost prohibitive, you can still have a vacation right at home Yes, in your own backyard...
Author: Cheryl Johnson - Category: Finances
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Low Cost Vacations And Family Values
The family vacation is a tradition intended to bring families closer together and one that many of us would just not think of giving up...
Author: Cheryl Johnson - Category: Family Concerns
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Finding Your Niche In The Business World
Who am I and what do I love to do Well, isn't this the twenty million dollar question...
Author: Cheryl Johnson - Category: Business
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Debt And Debtor's Disease. Do You Have It?
Debtor's disease is a silent killer Killer of respect, marriages, self control, and families...
Author: Cheryl Johnson - Category: Finances
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Budget Friendly Halloween Costumes
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Author: Cheryl Johnson - Category: Family Concerns
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Christmas After Credit Cards
A crucial time of year is approaching for families trying to reduce debt The holidays are always difficult to get through without increasing debt...
Author: Cheryl Johnson - Category: Finances
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Frugal Gifts For Frugal Gals
A frugal gift is measured first by it's usefulness Speaking from my own experience, I would say that my most appreciated gifts are those that I not only find useful, but that I would have had to purchase myself at some point...
Author: Cheryl Johnson - Category: Arts and Crafts
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Low Budget Wedding Reception
The reception alone will bust your wedding budget if you're not careful Of course, the most obvious way to save money on the reception is to keep it small...
Author: Cheryl Johnson - Category: Marriage
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Budget Blunders
Does your budget never seem to balance the way it should Are you constantly digging into the savings to make ends meet...
Author: Cheryl Johnson - Category: Finances
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Kids Just Wanna Have Fun
During the recent “schools out session”, I was reminded how much the kids crave entertainment No matter what time of year the “Kids Just Wanna Have Fun...
Author: Cheryl Johnson - Category: Entertainment
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Buying A House Or A Home?
A house is just that, a house, until someone lives in it That's when it becomes a Home...
Author: Cheryl Johnson - Category: Real Estate
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Did You Let Your Piggy Bank Get Away?
I think most of us have at some point in our lives Some how we forget to feed the little piggy...
Author: Cheryl Johnson - Category: Finances
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It's Elementary My Dear Watson
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget...
Author: Cheryl Johnson - Category: Finances
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Low Cost Gifts From The Heart
Gifts should come from the heart, not your pocketbook Coming up with gift ideas on a budget may seem difficult at first...
Author: Cheryl Johnson - Category: Finances
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