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 Seven Ways For Journalists To Save Money
Being a journalist can involve a lot of travel to do interviews for newspapers, television or radio and can rack up many expenses that can occur at the last minute that may not be covered by your job...
Author: Harrine E. Freeman - Category: Finances
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The Truth About Collection Accounts
The collection agency industry is a billion dollar industry According to R...
Author: Harrine E. Freeman - Category: Finances
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Why You Should Buy Insurance
According to the website for Cover the Insured website, one of the highest age groups that are uninsured is made up of men and women in the 21- to 44-year-old bracket...
Author: Harrine E. Freeman - Category: Finances
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7 Ways To Protect Yourself Against Credit Card Blocking
Credit card blocking occurs when a business places a hold on your credit card for a reservation such as a hotel or rental car...
Author: Harrine E. Freeman - Category: Finances
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How To Protect Your Personal Information When Applying For A Mortgage Loan
A few days after you apply for a mortgage loan your phone starts ringing off the hook with calls from other lenders trying to offer you a better deal...
Author: Harrine E. Freeman - Category: Finances
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The Benefits Of Account Re-Aging
Account re-aging can help you get back in good standing with your creditors and also increase your credit score...
Author: Harrine E. Freeman - Category: Finances
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5 Ways To Leverage Credit To Generate Wealth
According to the Spectrem Group, in 2005 there were 75 million millionaires in America...
Author: Harrine E. Freeman - Category: Finances
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6 Ways To Deal With Foreclosure
According to RealtyTrac's website there have been over 2 million foreclosures in 2007 The top three foreclosure states are California, Texas and Florida...
Author: Harrine E. Freeman - Category: Finances
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7 Ways To Ensure You're Paying The Right Creditor
Many consumers do not know that once a delinquent account is reported to a collection agency a consumer has a short amount of time to pay the bill...
Author: Harrine E. Freeman - Category: Finances
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Good Debt vs. Bad Debt
Many of you may be saying what is good debt and what is bad debt Well let's start with debt...
Author: Harrine E. Freeman - Category: Finances
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Is Bankruptcy A Solution Or Headache?
One of the biggest myths is that if you file for bankruptcy you will be financially free and no longer have debt problems...
Author: Harrine E. Freeman - Category: Finances
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Eight Ways To Pay Off Student Loan Debt
A recent study by the National Center for Education Statistics shows that 50% of recent college graduate have student loans, with an average student loan debt of $10,000...
Author: Harrine E. Freeman - Category: Finances
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Pay Now Or Later - Debit vs. Credit
Which is better, debit or credit Can't decide if you should shop with a debit or credit card...
Author: Harrine E. Freeman - Category: Finances
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Why You Need An Emergency Fund
Many Americans today don't have a savings account or emergency fund I heard on the news recently that the Commerce Department reported that Americans spend all the money they have and personal savings rates have reached the lowest level since the Great Depression...
Author: Harrine E. Freeman - Category: Finances
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Transferring Credit Card Debt May Be Hazardous To Your Financial Health
Credit card companies now make it so easy to transfer one credit card balance to another We get so bombarded with all the advertisements for balance transfers it's hard to decide what company to do business with...
Author: Harrine E. Freeman - Category: Finances
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Why Late Payments Haunt You For 7 Years
Did you ever wonder why a negative item has to stay on your credit report for 7 years This question has been circulated for many years, and no one was able to give an answer other than what is stated in the Fair Credit Reporting Act (FCRA)...
Author: Harrine E. Freeman - Category: Finances
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Understanding Credit Scoring
Your credit score is one of the most critical factors in your financial life It determines if you will be approved for a loan or line of credit...
Author: Harrine E. Freeman - Category: Finances
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10 Tips To Help You Get Out Of Debt
During my sophomore year in college every day as I walked to class I passed tables where vendors urged students to fill out a credit card application, bribing us with a free t-shirt, water bottle or key chain, so I signed up for one...
Author: Harrine E. Freeman - Category: Finances
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Even People With Good Credit Are Penalized
By now everyone is aware of the Vantage credit scoring system developed by the three major credit bureaus: Equifax, Experian and TransUnion...
Author: Harrine E. Freeman - Category: Finances
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Five Ways To Stop Living Paycheck To Paycheck
Over 1 million Americans file for personal bankruptcy every year The average American household has 10 credit cards...
Author: Harrine E. Freeman - Category: Finances
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Why Having A Budget Is The First Step To Getting Out Of Debt
Many people constantly complain about being in debt, but when you ask: do you have a budget, do you know how much you owe, or when you suggest they cut back on expenses they look at you as if you are speaking a foreign language, or they just plain out refuse...
Author: Harrine E. Freeman - Category: Finances
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10 Easy Ways For Single Parents To Save Money
In 2006, according to the US Census Bureau, there were approximately 14 million single parents in this country, and those parents are responsible for raising 21...
Author: Harrine E. Freeman - Category: Finances
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