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Avoiding Bank Fees
Occasionally many of us will experience the dread of a bounced check, this will result in an abundance of fee’s that include an overdraft charge and a fee for the bounced check with the bank alone...
Author: Mark Lambie - Category: Finances
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Working Out A Family Budget
When you and your family are considering a budget, you may be missing the values that are held within rebates and coupons...
Author: Mark Lambie - Category: Finances
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Credit And Store Cards
Where once the choice of credit card in the UK was extremely limited, now there is a plethora of companies bombarding everyone with promises of low interest rates, balance transfers and cards which are a status symbol for the holder...
Author: Mark Lambie - Category: Finances
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Secured Loans In The UK
There are many reasons why a homeowner may decide they need to borrow money against the value of their home...
Author: Mark Lambie - Category: Finances
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The Two Basic Types Of UK Mortgage
In the United Kingdom there are two main mortgages that people choose between when purchasing their home...
Author: Mark Lambie - Category: Finances
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What You Need To Know About Your Credit Rating
Every time you apply for a credit card, loan, finance or a mortgage your credit history will be checked...
Author: Mark Lambie - Category: Finances
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Who Do You Go To For Your Mortgage?
Mortgages are available from a number of different sources There are specific mortgage brokers as well as banks, building societies and other financial institutions, all fighting to get your custom...
Author: Mark Lambie - Category: Finances
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Do You Have To Have A Mortgage To Buy A Home?
Buying a house is almost certainly the most expensive purchase you will ever have to make Finding or saving the funds to buy your first home and get your foot on to the property ladder used to be almost impossible without taking out a mortgage to lend you the required funds...
Author: Mark Lambie - Category: Finances
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It May Not Be Too Late To Avoid Bankruptcy
Bankruptcy used to be seen as the absolute final straw if you were in financial difficulty People would do everything in their power to avoid having to go down this route for many reasons – the fact it is a long, difficult and upsetting process for one and the social implications brought about by being declared bankrupt for two...
Author: Mark Lambie - Category: Finances
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Student Loans In The UK
For many students in the UK their only option is to fund their studies with student loans A company has been set up specifically for this reason and is logically called the Student Loan Company...
Author: Mark Lambie - Category: Finances
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What Is A Building Society?
Throughout the UK you can find branches of large, multinational banks on almost every High Street These banks are well known, well recognised and generally well understood...
Author: Mark Lambie - Category: Finances
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What To Remember When Taking Out A Loan
If you find yourself in a position where you need to buy an item which is substantially out of your price range but is essential to you, such as a new car if you use it to go travel 20 miles to work every day and your old one has just given up the ghost, you may consider taking a loan...
Author: Mark Lambie - Category: Finances
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