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 Can We Count on Companies to Protect Our Credit Card Data?
On August 17, 2009 federal prosecutors charged Albert Gonzalez of Miami Florida, a former federal government informant, for allegedly stealing 130 million credit and debit card accounts...
Author: Robert F. Brennan, Esq. - Category: Finances
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Know Your Rights Against Debt Collectors
Forbes Magazine recently published a good article entitled "How to Hold off Debt Collectors" This article is very helpful for consumers...
Author: Robert F. Brennan, Esq. - Category: Legal
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Lawsuits Target Widespread Abuses by Mortgage Servicers
Mortgage servicers are middlemen who process the mortgage payments from homeowners and direct the money to the banks or investors who hold the loans...
Author: Robert F. Brennan, Esq. - Category: Legal
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What to Do and What Not to Do When You are Contacted by a Debt Collector
Debt collectors prey on consumers who do not know their rights and who do not know how to handle calls from debt collectors...
Author: Robert F. Brennan, Esq. - Category: Finances
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The New World of Personal Injury Cases: “Go Organic!”
My firm handles a lot of personal injury litigation, so, at the suggestion of friends and former clients, I am writing this blog on a regular basis to give readers info on how to handle their personal injury cases...
Author: Robert F. Brennan, Esq. - Category: Legal
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What to Do When a Debt Collector Contacts You About an Old Debt?
Here’s an email exchange I believe should be helpful to a lot of you out there This is a situation where a debt collector contacts a consumer after serving a summons on the consumer for a very old debt, one likely past the statute of limitations...
Author: Robert F. Brennan, Esq. - Category: Legal
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Can I Handle an Identity Theft by Myself or do I Need a Service Like Lifelock?
I’m continuing to get calls from people who believe they have had their identities stolen or who may have been the subject of one of the big “data thefts” that have afflicted so many companies...
Author: Robert F. Brennan, Esq. - Category: Legal
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Account Number Morphing – Still Another Barrier to Accurate Consumer Credit Reporting
The Federal Credit Reporting Act [“FCRA”] makes it mandatory for Credit Reporting Agencies such as Experian, Equifax and Trans Union “to follow reasonable procedures to assure maximum possible accuracy of the information in the [consumer’s credit] report…...
Author: Robert F. Brennan, Esq. - Category: Finances
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Helpful Hints: Don’t Get Cheated at the Car Dealer
On Yahoo today there was an article providing some tactics for not getting cheated at the car dealer and I thought it was worth passing along...
Author: Robert F. Brennan, Esq. - Category: Legal
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Immediate Steps to Take If You Think Your Identity Has Been Stolen
Just today one of my good friends wrote & wanted a consultation with me because he gave out some of his personal information to an unrecognized website...
Author: Robert F. Brennan, Esq. - Category: Legal
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The “Tampering” Defense to Lemon Law Claims by Mercedes and BMW
This articles on the "Tampering Defense" to Lemon Law claims should be of special interest to Mercedes and BMW owners living in the Southern California area...
Author: Robert F. Brennan, Esq. - Category: Legal
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Prevent Car Dealers, And Other Finance Sources, From Accessing Your Credit Reports Without Your Permission
It sometimes happens that car dealers and other sellers of “big ticket” items like furniture and appliances will tell the consumer their credit reports will not be accessed and then they are...
Author: Robert F. Brennan, Esq. - Category: Legal
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Anatomy of Vehicle Lease Fraud
I hope the economic downturn is not beating you up too badly Obviously it’s taking its toll on several sectors of the economy, one of which is car dealers...
Author: Robert F. Brennan, Esq. - Category: Automotive
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CNN Money Provides Some Pretty Good Tips on Car Buying and Car Negotiating
Here’s an article circulating on the internet from today, from CNN Money, about car buying and car negotiating...
Author: Robert F. Brennan, Esq. - Category: Automotive
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What Are the Legal Requirements of the Lemon Law?
Manufacturers have for years been putting out false propaganda that a consumer does not have a lemon law claim unless he or she has four repair attempts for the same defect within the first 18,000 miles...
Author: Robert F. Brennan, Esq. - Category: Legal
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Extended Warranty–Fact or Fiction
So, I had a brief mention of one of the largest extended warranty companies in Southern California in an article on one of my websites, and their attorney calls threatening to sue me because my article suggested that extended warranty companies don’t always keep their promises...
Author: Robert F. Brennan, Esq. - Category: Legal
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More Baloney From Debt Collectors Trying to Collect on Identity Theft “Debts”.
As many of you know, unfortunately debt collectors will try to collect upon fraudulent debts which only exist because of identity thefts...
Author: Robert F. Brennan, Esq. - Category: Finances
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Class Action Lawsuit Over Ford’s Arbitrary Cutting of Warranty Reimbursement Charges at Ford Dealerships
Two days ago, a former Ford dealer mechanic wrote me about a class action lawsuit filed by Ford dealership mechanics themselves against Ford Motor Corp...
Author: Robert F. Brennan, Esq. - Category: Legal
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Halliburton Proves For You That Binding Arbitration is Unfair, Corrupt and One-sided
For some time, clients have known that law firms such as mine consistently oppose efforts by big corporations, car dealers, credit card companies and the like to deprive consumers of their rights to have their disputes decided in a court of law with “binding arbitration agreements” often hidden in consumer finance and purchase contracts...
Author: Robert F. Brennan, Esq. - Category: Legal
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Fleetwood Gets Caught in Alleged Large-Scale Misrepresentation of Towing Capacity
To people unfamiliar with “the RV lifestyle”, towing capacity may not seem all that important However, to regular RV’ers, towing capacity is a big part of “the RV lifestyle”...
Author: Robert F. Brennan, Esq. - Category: Legal
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Lemon Law and Leases
Evidently some dealers and manufacturers have been telling consumers of leased vehicles that they do not have the same “lemon law” rights when they lease cars...
Author: Robert F. Brennan, Esq. - Category: Legal
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Can You Get a Lemon Law Settlement Without Filing a Lawsuit?
Janette Rinkenberger is a paralegal in the pre-litigation department of Brennan, Wiener & Associates, APC...
Author: Robert F. Brennan, Esq. - Category: Legal
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The Smart Consumer's Guide to Buying a Used Car
The new millennium has thus far been a decade of rampant consumer fraud Shrewd companies and salespersons cook up new way to rip off the public on a daily, if not an hourly basis...
Author: Robert F. Brennan, Esq. - Category: Automotive
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Unauthorized Access of Credit Reports: Your Rights Under the Law
Your credit report is your private financial information This information is every bit as private as any private financial information you keep in a locked drawer in your home or office...
Author: Robert F. Brennan, Esq. - Category: Legal
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