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Believe it or not whether you pay your bills on time can make a hefty difference in your car insurance premiums. The adage of an experienced home contractor was that “If the yard is neat you will have no trouble being paid. If the yard is messy then you will have trouble being paid for the home repair job. It seemed in this case that a neat lawn showed an organized person who could asses priorities and follow through with projects. A messy lawn’s inference was that if the person could not take of their lawn - the same in most cases would be true of their finances and their ability to take care of the money – including paying bills – whether it was for the contractor, a mortgage or car payments or even home or income taxes...