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In today's society, every human being is seeking financial assistance through the medium of loans. From clearing the medical expense to purchasing a home, everything is accessible and within the reach of a common man through the facility of loans. The entire finance market is flourishing with the existence of personal loans, student loans, educations loans, automobile loans and many more. Therefore, when such a great source of monetary funds is available, it is definite that people would like to draw benefits from this assistance. However, this also has a negative effect which many people neglect...