http://www.isnare.com/?s=author&a=Adam+Itchkawich Real Estate Adam Itchkawich Wed, 21 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=426271&ca=Real+Estate There are a number of entities that are available to help Colorado first time home buyers with either down payment assistance, closing costs or both. The key to getting this assistance is planning well in advance and know your options. Down payment assistance (DPA) can come from the state level, cou... Real Estate Adam Itchkawich Sun, 27 Sep 2009 00:00:00 -0700 http://www.isnare.com/?aid=415553&ca=Real+Estate What is HVCC? The Home Valuation Code of Conduct was brought to life by New York State Attorney General, Andrew Cuomo. Cuomo prosecuted Washington Mutual for influencing appraisal values through their appraisal management company (AMC) in order to fund more loans. Once that was accomplished, he bull... Finances Adam Itchkawich Sun, 27 Sep 2009 00:00:00 -0700 http://www.isnare.com/?aid=415557&ca=Finances You have made the decision to purchase a home, now it is time to get pre-qualified before you shop. Aside from the obvious affordability concern, the biggest factor to getting approved for a mortgage loan is your credit score. These days, it is almost impossible to get a loan with anything less than...