http://www.isnare.com/?s=author&a=Alan+Bernstein Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42021&ca=Finances You notice an advertisement that says, “Transfer your balance to our credit card and get 0% APR immediately!” Sounds tempting, but is there a catch behind this? It’s unbelievable that credit card companies would give credit away for free without making a profit. Well, you are probably right as you e... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=41882&ca=Finances The key words "cash back" appeal to everyone, especially those who are on the lookout for more reasons to use their credit cards. It is even safe to say that this would arouse the curiosity of most people to at least find out how this concept works. In fact, the recent hype surrounding cash back cre... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42036&ca=Finances Are you swamped with too many credit cards with outstanding payment in each? One of the things you can do to solve this problem is to get a Balance Transfer Credit Card. With this type of credit card, you can practically consolidate all your outstanding balances into one card and obtain a 0% APR for... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42031&ca=Finances How does an airline credit card work? Well, the idea of airline credit cards was conceived when credit card companies decided to collaborate with airlines to produce better incentives to encourage consumer spending. At that time, the concept of frequent flyer miles had caught on, resulting to increa... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42029&ca=Finances Do you need a credit card for your Internet shopping experience? Have you maxed out the credit limit on one that you currently own? It’s a fact of life these days that the Internet has provided us with vast shopping possibilities. All we need to do is to input our credit card details, and that book... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42020&ca=Finances With the tremendous competition building up, many credit card companies have started offering introductory 0% APR credit cards. Aimed to attract new credit card applicants, no interest charges are applied to outstanding balances during the 0% APR period. With this, users can afford to pay only the m... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=41946&ca=Finances Going into retirement is one of the best things in your life. This is the time when you get to relax and enjoy a slower pace of life in peace. However, being able to sustain a lifestyle that is comparable to the one that you had before retirement requires some sound planning. This means that you sho... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42233&ca=Finances You have just realized that your credit card company is charging you a hefty 20% interest on your charges! That is way off as compared to the 11% to 15% rates that you see online. When it comes to credit cards, a 5% difference in interest rates can mean a lot especially if you have balances rolled o... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42239&ca=Finances Irritated by too much credit card solicitation? Been receiving too much junk mail and too many unsolicited phone calls? This is a common scenario faced by many Americans. In fact, a recent research conducted by the Federal Trade Commission indicated that as many as 25 million adults in the country a... Finances Alan Bernstein Sat, 25 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=42283&ca=Finances With the stiff competition in the credit market nowadays, it is fairly easy for anyone to get a credit card, especially a bad credit credit card. However, the big question is: If your current credit rating does not look good enough to get you a regular credit card, should you apply for a bad credit...