http://www.isnare.com/?s=author&a=Allison+Churchill Finances Allison Churchill Thu, 11 Oct 2007 00:00:00 -0700 http://www.isnare.com/?aid=94374&ca=Finances Your credit is one of the most important aspects in your financial history. Think of your credit rating as a report card of your financial doings. Every time you have a late payment on a debt, a negative mark will go against your credit report. Every time you fail to pay on a debt, a negative mark w...