http://www.isnare.com/?s=author&a=Aubrey+Clark Finances Aubrey Clark Fri, 04 Jul 2008 00:00:00 +0800 http://www.isnare.com/?aid=269682&ca=Finances Direct Banc - The U.S. Senate is currently considering a bill which could possibly save consumers that use credit cards on a regular basis. The Bill, Credit Card Fair Fee Act, sponsored by U.S. Senator Dick Durbin (D-IL), contends that credit card issuers have an unfair advantage in the marketplace... Real Estate Aubrey Clark Wed, 02 Jul 2008 00:00:00 +0800 http://www.isnare.com/?aid=268783&ca=Real+Estate In late 2006 the economy was showing indicators that pointed to a looming mortgage crisis that would ultimately disrupt the flow of business in the secondary market. Investors, who are essential to the flow of money, basically ignored the warning signs but began trading more cautiously. What they ig... Finances Aubrey Clark Wed, 02 Jul 2008 00:00:00 +0800 http://www.isnare.com/?aid=269247&ca=Finances With gas prices skyrocketing, millions of people are flocking to gas cards to help with the rising fuel cost. Gas cards are brand specific credit cards that offer consumers rebates and rewards for using their credit card. Like most credit cards that offer a reward programs, there are specific guidel... Family Concerns Aubrey Clark Fri, 27 Jun 2008 00:00:00 +0800 http://www.isnare.com/?aid=267137&ca=Family+Concerns Credit card issuers are reacting to the recent trend of lower credit scores across America. In the wake of the current mortgage crisis consumer’s credit scores have been steadily falling in certain segments of the population. This means that the competition for credit cards for fair credit is heatin... Real Estate Aubrey Clark Thu, 26 Jun 2008 00:00:00 +0800 http://www.isnare.com/?aid=266385&ca=Real+Estate Many people believe that the best mortgage deals are no longer available for the average consumer that is shopping for a mortgage in today’s economy. That may be true if you cannot prove your income or have had a bankruptcy in the last two years. However, if you are the average Joe with a few dings... Finances Aubrey Clark Tue, 24 Jun 2008 00:00:00 +0800 http://www.isnare.com/?aid=265554&ca=Finances FHA Closing costs differ from conventional mortgages by the amount the lender can charge and the amount of insurance coverage homeowners are required to have. FHA mortgages are the last of the government sponsored mortgages. Fannie and Freddie started out as a government charter but privatized over... Real Estate Aubrey Clark Mon, 23 Jun 2008 00:00:00 +0800 http://www.isnare.com/?aid=265116&ca=Real+Estate Unnecessary closing costs are charged to unsuspecting borrowers on almost all mortgages that close. Closing costs can be broken into three general categories, costs that the lender charges, costs that third parties charge and money that is paid on your behalf i.e. taxes and insurance. Due to the sco... Real Estate Aubrey Clark Tue, 17 Jun 2008 00:00:00 +0800 http://www.isnare.com/?aid=263289&ca=Real+Estate There are many techniques to negotiating a new home purchase. Almost everyone has their own brand and approach to negotiating, as evidenced by the dozens of books written on the subject. There really isn't a right or wrong way to negotiate as long as you have the basics down. The biggest difference... Finances Aubrey Clark Fri, 06 Jun 2008 00:00:00 +0800 http://www.isnare.com/?aid=260345&ca=Finances America’s two largest mortgage controllers, Freddie Mac (FMLC) and Fannie Mae (FNMA) recently agreed to enact tougher standards on appraisers and lenders beginning in January 2009. FMLC and FNMA buy mortgages from all facets of the mortgage industry and together they control over 80 percent of the m... Politics Aubrey Clark Sat, 31 May 2008 00:00:00 +0800 http://www.isnare.com/?aid=258364&ca=Politics The looming mortgage crisis has affected almost everyone in all facets of life. When the homes stop selling the builders stop building, the carpenters stop nailing, the painters stop painting, paint stores stop selling and Home Depot stock hits record lows. Vertical damage is universal in almost all...