http://www.isnare.com/?s=author&a=Beth+Derkowitz Finances Beth Derkowitz Thu, 14 Jun 2007 00:00:00 -0700 http://www.isnare.com/?aid=78916&ca=Finances Secured credit cards can be ideal for those who have no credit or damaged credit. In general, the credit line for a secured credit card is guaranteed by collateral such as a boat, a car, or a deposit of money. Secured credit cards often also have low credit limits, although once you start building... Finances Beth Derkowitz Wed, 13 Jun 2007 00:00:00 -0700 http://www.isnare.com/?aid=78910&ca=Finances Rewards credit cards offer benefits based on how much you spend within a certain time period. In general, you can accumulate points towards your rewards with every purchase, although the number of points per dollar and value of the points vary from card to card. The points can then be redeemed for... Finances Beth Derkowitz Sat, 19 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76624&ca=Finances Even with no credit history, there are several types of credit cards that may be available to you. College students often have access credit card offers during orientation. Other options include getting a card through your bank or credit union, signing up for a finance company card from your favorit... Finances Beth Derkowitz Sat, 19 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76614&ca=Finances Low interest credit cards may offer a limited time low introductory rate APR, or a low fixed rate APR. Both can be very useful, especially for consumers making a large purchase that can be paid off before the introductory rate ends. Cards with a fixed low interest rate rather than an introductory ra... Finances Beth Derkowitz Wed, 09 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76616&ca=Finances MasterCard credit cards are one of the most common types, and they are widely accepted around the world. MasterCard is a method of payment, but the credit cards are not actually issued by MasterCard. Instead, the cards are issued by banks or finance companies that contract with MasterCard. The banks... Finances Beth Derkowitz Mon, 07 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76629&ca=Finances Platinum credit cards have a reputation for exclusivity and prestige, but they are open to a wide range of consumers. One difference between platinum cards and regular cards is that they commonly have lower interest rates and higher annual fees. They also offer extra perks and services such as purch... Finances Beth Derkowitz Sat, 05 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76622&ca=Finances Morgan Stanley is the issuer for a variety of Discover cards as well as several UK only credit cards. Here are five tips to help you choose the best Morgan Stanley credit card for you: 1. Know your credit needs and habits. How much do you usually spend on your credit cards, and how quickly do you... Finances Beth Derkowitz Thu, 03 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76430&ca=Finances Contactless credit cards are a new, fast and convenient method of payment. Several credit card companies have issued or announced plans to issue these innovative cards. Instead of a magnetic strip, this new generation of credit cards uses RFID technology. With the tiny chip embedded in your card, yo... Finances Beth Derkowitz Wed, 02 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76433&ca=Finances Discover offers a variety of credit card options, and is famous for their cash back rewards programs. Here are five tips to help you choose the best Discover credit card for you: 1. Know your credit needs and habits. How much do you usually spend on your credit cards, and how quickly do you pay off... Finances Beth Derkowitz Tue, 01 May 2007 00:00:00 -0700 http://www.isnare.com/?aid=76434&ca=Finances With the constantly rising price of gasoline, a gas credit card can be a great option for anyone with a car. These credit cards can offer as much as a 10% rebate on gasoline purchases, and may even offer reduced rebates on other types of purchases. Here are five tips for choosing the best gas credit...