http://www.isnare.com/?s=author&a=Cheryl+Johnson Finances Cheryl Johnson Fri, 02 Jun 2006 00:00:00 -0700 http://www.isnare.com/?aid=51877&ca=Finances What does debt full circle mean? When you get that first credit card in the mail. the one you've been trying to get for soooo many years. Just when almost giving up hope of every establishing credit, there it is! You literally beam with pride. You have an exciting feeling of accomplishment and wealt... Finances Cheryl Johnson Fri, 02 Jun 2006 00:00:00 -0700 http://www.isnare.com/?aid=56782&ca=Finances As children, if we learned nothing else from those "scary" nursery rhymes, it should have been that "stuff" happens! Scary? Yes, Scary! Jack fell down and broke his crown... Humpty Dumpty fell off the wall (worse yet, they couldn't put him back together again!)... The wind blew and down came cradle,... Finances Cheryl Johnson Fri, 02 Jun 2006 00:00:00 -0700 http://www.isnare.com/?aid=56784&ca=Finances Living debt free is a feeling that's hard to explain. It's a feeling that's alien to most consumers today. But once you've had a taste of living without debt, and without the stress that often comes with it, you'll be cookin' it up all the time. This is a recipe you'll surely want to pass down from... Finances Cheryl Johnson Fri, 02 Jun 2006 00:00:00 -0700 http://www.isnare.com/?aid=56787&ca=Finances Do you sometimes feel like you're making a lot of sacrifices to live debt free? Debt free living is easy if you don't have any debt. But, living debt free and working to eliminate debt, at the same time, can be a struggle. It can feel like you're always giving up what you really want to meet that go... Finances Cheryl Johnson Fri, 19 May 2006 00:00:00 -0700 http://www.isnare.com/?aid=53070&ca=Finances I always feel guilty that I can't give to charity more than I do. But, honestly, my budget is trimmed down to the bare minimums and our income just meets those obligations with pennies to spare. Still, I feel that I should be giving something. After all, I know that there are other families struggl... Finances Cheryl Johnson Fri, 19 May 2006 00:00:00 -0700 http://www.isnare.com/?aid=53084&ca=Finances Everybody loves a nice, relaxing, vacation. The family vacation gives us a chance to focus on family and spend some quality time together. Unfortunately, sometimes the family vacation can be costly. Especially, if you have a large family. Including a vacation in your plans can be a challenge on a ti... Finances Cheryl Johnson Thu, 18 May 2006 00:00:00 -0700 http://www.isnare.com/?aid=53089&ca=Finances When travel and lodging are cost prohibitive, you can still have a vacation right at home. Yes, in your own backyard. Many of us live within reasonable distance to museums, campgrounds, historic sites, and beautiful state parks. You might be surprised at what you find in your own local area. Do some... Family Concerns Cheryl Johnson Wed, 17 May 2006 00:00:00 -0700 http://www.isnare.com/?aid=5493&ca=Family+Concerns The family vacation is a tradition intended to bring families closer together and one that many of us would just not think of giving up. Quality time for the family reinforces the importance of family values. It's sort of a "time out" from the day to day routine of living and growing. A chance to fo... Business Cheryl Johnson Wed, 10 May 2006 00:00:00 -0700 http://www.isnare.com/?aid=7079&ca=Business Who am I and what do I love to do? Well, isn't this the twenty million dollar question! A more appropriate question might be "Who was I and what did I love to do?" As you search to find yourself, and what it is you love to do, you may find the task harder than you thought it would be. Try to think a... Finances Cheryl Johnson Wed, 10 May 2006 00:00:00 -0700 http://www.isnare.com/?aid=35733&ca=Finances Debtor's disease is a silent killer. Killer of respect, marriages, self control, and families. There isn't a part of your life that it won't touch and destroy with it's deadly power. Some of you won't even know you have it for many, many years. It's a sneaky affliction; creeping into your life and s...