http://www.isnare.com/?s=author&a=Chris+Johns Finances Chris Johns Fri, 14 Mar 2008 00:00:00 +0800 http://www.isnare.com/?aid=233388&ca=Finances Life insurance is all about calculating risk. When you take out a policy, you and your insurance company are both hoping that you'll never have to make a claim. Insurance companies are experts at assessing risk, and calculating how likely it is that a certain type of person will die at any given age... Business Chris Johns Fri, 29 Feb 2008 00:00:00 +0800 http://www.isnare.com/?aid=229278&ca=Business Every business requires equipment at some point. Your business may need computers, vehicles, manufacturing machines, factory equipment and is entirely dependent on the type of business you are running. Imagine the business equipment needs of a simple business like a coffee shop, for example. You'll... Finances Chris Johns Thu, 28 Feb 2008 00:00:00 +0800 http://www.isnare.com/?aid=228932&ca=Finances Life insurance is cheap for those with good health and low risk lifestyles. But if you don't fall into either of those categories, you can expect to pay anywhere from a few pence to many pounds more per monthly for your premiums. Several factors contribute to the amount you pay-some are factors you... Finances Chris Johns Wed, 06 Feb 2008 00:00:00 +0800 http://www.isnare.com/?aid=222089&ca=Finances Are you considering a permanent home for you business, but would prefer not to part with a significant chunk of your liquid assets to finance the move? A 100% commercial mortgage may hold the answer. Unlike traditional mortgages and many standard business mortgages, a 100% commercial mortgage requir... Business Management Chris Johns Thu, 31 Jan 2008 00:00:00 +0800 http://www.isnare.com/?aid=220069&ca=Business+Management Of all the decisions you'll have to make as a business owner, there are few that will affect your business quite as deeply as the decision of whether to rent your business premises or buy them outright. Your business premises, the location where you do business, is integral to the success of your co... Finances Chris Johns Wed, 30 Jan 2008 00:00:00 +0800 http://www.isnare.com/?aid=219739&ca=Finances Mortgage life insurance provides financial protection specifically for your mortgage. In the event of your death, the cover pays the policy sum assured which should equal the outstanding balance of your mortgage, ensuring that your family can remain living in the home. Since you're already paying fo... Finances Chris Johns Wed, 30 Jan 2008 00:00:00 +0800 http://www.isnare.com/?aid=219687&ca=Finances Life insurance is an important part of life, even though it's something most of us hope we'll never need to take advantage of. There's no reason for life insurance to be prohibitively expensive though. Check out these tips for getting more out of your life insurance. Don't Assume That Joint Policies... Finances Chris Johns Wed, 09 Jan 2008 00:00:00 +0800 http://www.isnare.com/?aid=214537&ca=Finances When it comes to critical illness insurance, reading the small print in your policy is absolutely crucial. Depending on the company, up to 25% of critical illness claims are rejected and most of these situations come down to the policy holder not understanding the finer points of their policy. The i... Finances Chris Johns Fri, 07 Dec 2007 00:00:00 +0800 http://www.isnare.com/?aid=206670&ca=Finances With up to 20% of men and 17% of women experiencing a critical illness before they reach 65 years of age, critical illness insurance is more important than it might seem at first glance. Many people believe that critical illness insurance is an unnecessary expense, but in fact, statistics like these... Finances Chris Johns Wed, 07 Nov 2007 00:00:00 +0800 http://www.isnare.com/?aid=199052&ca=Finances For insurance companies, deciding how much to charge any given individual for life cover is all about calculating the level of risk involved in insuring them. Insurance companies assess this risk by taking medical histories and collecting information about lifestyles, physical health and other facto...