http://www.isnare.com/?s=author&a=Chriss+Carr Real Estate Chriss Carr Mon, 30 Nov 2009 00:00:00 +0800 http://www.isnare.com/?aid=448557&ca=Real+Estate Most Americans live on a budget. When they go into a grocery store, they know how much money the can spend. They may have to choose between hamburger and steak, but they use their money wisely. Shopping for a home is different. How much home you can afford depends on the mortgage you can receive. Yo... Real Estate Chriss Carr Mon, 30 Nov 2009 00:00:00 +0800 http://www.isnare.com/?aid=448559&ca=Real+Estate Often a home buyer that is qualified for a mortgage will find their dream home is still out of their reach. Where their dreams are shattered is in the appraisal process. When calculating loans, mortgage lenders must base the loan on the appraised value of the home which can be different than the pri... Finances Chriss Carr Fri, 06 Nov 2009 00:00:00 +0800 http://www.isnare.com/?aid=434521&ca=Finances Mortgage companies may see a surge in new customers as the deadline to take advantage of the first time home buyer tax credit nears. The IRS will allow a 2009 credit of 10 percent of the home’s purchase price up to $8,000. To qualify, homebuyers must purchase their home before November 30. Since it... Finances Chriss Carr Fri, 06 Nov 2009 00:00:00 +0800 http://www.isnare.com/?aid=434529&ca=Finances Credit reports baffle many people—even those who believe they know a lot about their personal finances. If you want to purchase a home or refinance the home you live in now, your credit report is key in determining whether or not you will get a loan. Your credit report is full of information about y... Finances Chriss Carr Fri, 23 Oct 2009 00:00:00 +0800 http://www.isnare.com/?aid=426321&ca=Finances Buying a home is an exciting time—especially if it is your first home. The majority of homebuyers cannot afford to purchase a home with cash. In fact, many struggle just to come up with the closing costs. Mortgage companies are there to help families who need a loan to purchase a home. There are sev... Finances Chriss Carr Sun, 18 Oct 2009 00:00:00 +0800 http://www.isnare.com/?aid=423429&ca=Finances Some first time home buyers are not aware that they have a plethora of options when it comes to a mortgage. And many do not know the terms associated with financing a home. This lack of knowledge can hurt homebuyers that end up with payment they cannot afford with high interest rates. Before conside...