http://www.isnare.com/?s=author&a=Christian+Seemuller+VP Finances Christian Seemuller VP Sat, 11 Apr 2009 00:00:00 -0700 http://www.isnare.com/?aid=368541&ca=Finances What a time it is to save money now. There are multiple reports each day televised, on the airways and in writing sighting that due to the changes in the economic environment more and more American’s are making lifestyle changes to carefully navigate their way through these challenging financial tim... Finances Christian Seemuller VP Fri, 10 Apr 2009 00:00:00 -0700 http://www.isnare.com/?aid=368895&ca=Finances We are all feeling the effects of an economy that is not the same as it was just a short time ago. People are making life style changes and sacrifices big and small when adjusting to the changing economic environment. Maybe you are grocery shopping with coupons now and you never had before. Maybe yo... Business Christian Seemuller VP Thu, 09 Apr 2009 00:00:00 -0700 http://www.isnare.com/?aid=367762&ca=Business With the economy the way it is right now people are looking to cut the fat out of their budgets any way they can. It is amazing the behavioral changes some people have made in an effort to stretch the dollar during our country’s financial struggle. For some there have been big changes made, for some... Finances Christian Seemuller VP Wed, 08 Apr 2009 00:00:00 -0700 http://www.isnare.com/?aid=367379&ca=Finances Life insurance is a basic staple in the insurance shopping bag. If you think about it, life insurance is actually an ironic term because its benefit doesn’t occur during life, it is a benefit paid when a death occurs. No one ever wants to think about not being around one day. But the truth is one sh... Business Christian Seemuller VP Sat, 04 Apr 2009 00:00:00 -0700 http://www.isnare.com/?aid=365492&ca=Business At a certain point in time you may take a step back and look at what is going on in your life and decide it is time for you to consider a life insurance policy. The mortgage on the house is something that would need to be paid for if you should die before it is paid off. What about funeral and buria... Finances Christian Seemuller VP Wed, 11 Mar 2009 00:00:00 -0700 http://www.isnare.com/?aid=357780&ca=Finances You have decided that you need life insurance. You have a mortgage that you want to be sure is covered if you should pass away before it is paid off. You don’t want the outstanding debt to become your spouse’s responsibility. You go online and get quotes from multiple companies. You look at the diff... Business Christian Seemuller VP Tue, 10 Mar 2009 00:00:00 -0700 http://www.isnare.com/?aid=357010&ca=Business What is underwriting? You have heard this term from time to time when dealing with insurance or maybe even when applying for a mortgage. But what is it? In terms of insurance it is simply the name for the process of deciding what risk an insurance company is willing to take on. What is risk, you are... Finances Christian Seemuller VP Tue, 10 Mar 2009 00:00:00 -0700 http://www.isnare.com/?aid=357275&ca=Finances Buy Term and invest the difference is a commonly heard train of thought from people who know life insurance. Why would someone do this? Well, it is a smart way to get a great form of life insurance protection at a fraction of the cost of a universal life insurance policy. The difference between what... Business Christian Seemuller VP Thu, 05 Mar 2009 00:00:00 -0800 http://www.isnare.com/?aid=354180&ca=Business There are many different types of life insurance. There are two types of ordinary life insurance. One is the very common, Term Insurance. The other is what is called Permanent insurance. The two types of insurance are absolutely separate forms of insurance with well distinguished characteristics, re... Finances Christian Seemuller VP Tue, 03 Mar 2009 00:00:00 -0800 http://www.isnare.com/?aid=353650&ca=Finances Settlement options, Dividend options, and non-forfeiture options are three life insurance payment selections available for life insurance policies. A settlement option is a way to receive policy proceeds in a way that doesn’t include getting on lump sum of a payment at once. The settlement option al...