http://www.isnare.com/?s=author&a=Christian+Wards Finances Christian Wards Mon, 12 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=281324&ca=Finances You will most likely be aware of the problems in the mortgage market as of late. With the credit crunch making it harder for everybody to manage anyway, those trying to get onto the property ladder have to get at the back of a very long queue to start climbing. As the majority of the public struggl... Recreation Christian Wards Mon, 12 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=283114&ca=Recreation Mountain biking accessories come in all different forms and you do not need all of them. They also have the added advantage of reducing your bike insurance premium in addition to potentially saving your life. If you are only just starting out in the world of mountain biking, then it is possible that... Finances Christian Wards Thu, 08 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=280011&ca=Finances The law requires you buy car insurance. So if you must get cover, how can you reduce costs? Here's seven easy ways to get the best possible car insurance deal. * Multiple quotes Get multiple quotes - use the internet and call a few brokers. It's easy to gather some good comparison quotes. Remember... Finances Christian Wards Thu, 08 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=280012&ca=Finances The cost of fuel has spiralled this year, but you can help offset this by taking out the right type of cashback credit card. A litre of unleaded fuel cost 117.2p on average on June 11 2008, according to Petrolprices.com, and is tipped to rise further, however credit cards issued by Shell and Asda of... Finances Christian Wards Thu, 08 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=280509&ca=Finances One word you may encounter when applying for a mortgage is affordability. To try to explain this term further, it obviously is determining whether or not you can afford the mortgage, but it is also looking at whether you can afford the mortgage according to the mortgage lender. This can be a very su... Finances Christian Wards Thu, 08 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=280513&ca=Finances With both the credit crunch and food prices starting to bite, it’s a relief that when it comes to financial products such as insurance, the news is a bit better. According to recent research, home and car insurance prices have stalled rather unexpectedly. Even better, policies for travel and life in... Finances Christian Wards Thu, 08 Oct 2009 00:00:00 -0700 http://www.isnare.com/?aid=280964&ca=Finances A standard variable rate mortgage (which is SVR for short) is the standard borrowing rate offered by loan companies. It has a tendency to mimic the Bank of England Base Rate, moving higher and lower a long with it. Loan providers will most often charge 1% or 2% beyond the Base Rate as their SVR. Thi... Finances Christian Wards Sun, 06 Sep 2009 00:00:00 -0700 http://www.isnare.com/?aid=281571&ca=Finances Home loans can be a confusing and difficult subject. Here are ten facts that you should consider before applying for one. They will help end any confusion that you might have on the subject. 1. Credit History This is another factor which can positively or negatively affect your home loan. If you hav...