http://www.isnare.com/?s=author&a=Craig+Higdon Real Estate Craig Higdon Thu, 26 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=144976&ca=Real+Estate Every once in a while I get an internal reminder that I am a work in progress. In this instance it was not one of those “hit you over the head with an 8 pound sledge hammer” reminders that you get when you have been particularly blind to your own faults. It was more of a little “A Ha!” that had larg... Finances Craig Higdon Wed, 04 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=149483&ca=Finances Last week I discussed the financing of the purchase of a residential lot for development with a woman who, with her husband, wanted to build a custom home. As always happens when discussing financing, the conversation turned to interest rates and loan structures. When I described the going rate for... Finances Craig Higdon Wed, 30 Apr 2008 00:00:00 -0700 http://www.isnare.com/?aid=139186&ca=Finances I had a lot of great questions come in over the past week that covered topics such as construction loan interest calculations, multifamily financing, hotel financing, and private money lenders. The one that was the most interesting concerned small business real estate financing. Buying real estate f... Real Estate Craig Higdon Fri, 25 Apr 2008 00:00:00 -0700 http://www.isnare.com/?aid=141201&ca=Real+Estate WEIGH YOUR RISKS CAREFULLY When you decide to embark on a commercial real estate investment program, how do you get your start? We know that there is no such thing as 100% financing for commercial property, so where do you get your initial capital for that first purchase? One method which I have d... Real Estate Craig Higdon Fri, 25 Apr 2008 00:00:00 -0700 http://www.isnare.com/?aid=143042&ca=Real+Estate CREDIT AND ITS IMPACT ON INVESTMENT LOANS The status of your credit plays a major role in helping you to obtain commercial real estate financing. It helps to determine how much financing for which you will qualify and what kind of an interest rate you will get on the loan. Unfortunately, most peo... Finances Craig Higdon Tue, 26 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=125234&ca=Finances I received a question from a Realtor last week that will give you insight into a purchase strategy that you can use with a commercial property whose current cash flow can’t support a loan large enough to complete its purchase. In other words, loan to value is restricted to 50% or less because values... Finances Craig Higdon Fri, 22 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=117441&ca=Finances It would seem that construction activity is still fairly high based upon the number of calls that I get from people about construction loans. There are a lot of calls from people just getting started, as well as from a number of seasoned “construction veterans.” In a large number of those calls, I... Real Estate Craig Higdon Wed, 13 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=123297&ca=Real+Estate Getting Control of the Property We’ve been discussing the process of assembling groups of investors for the purpose of acquiring income producing commercial real estate. As we move to getting the property into escrow so that you can verify its suitability for investment, we need to look at keeping... Finances Craig Higdon Wed, 06 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=113491&ca=Finances The Federal Reserve Board has been raising rates for two years now. Bottom line, this activity has meant higher rates for the investor. It follows a period in which America experienced the lowest rates in several decades. Therefore, it's no wonder that many investors purchased or refinanced their pr... Finances Craig Higdon Wed, 06 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=113492&ca=Finances For a while now I've written about the latest "change" in commercial lending: "The Small Balance Commercial Lender." These guys are re-writing the rules on commercial loans that are less than $3 Million. While this might not impact your business immediately if you are dealing with larger properties,...