http://www.isnare.com/?s=author&a=Dave+Dinkel Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250723&ca=Real+Estate "Subject to" financing is where a homeowner sells his home but leaves the existing financing in place and allows the new owner to continue making the monthly payments. The deed is always transferred at this time to the new owner who will be making the payments. In the 1980's, lending institutions go... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250722&ca=Real+Estate You can expect an eviction if your home is sold because of a foreclosure sale. Whether the sale is by auction, or by a trustee's or sheriff's sale, the actual eviction is the legal process by which a property owner has a tenant or trespasser physically removed. When your home is sold at a foreclosur... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250343&ca=Real+Estate The most common issues a homeowner faces in a foreclosure are his getting too much confusing and conflicting information, and his inability to make timely decisions. His indecision is reinforced by information from numerous sources including real estate investors, the lender, realtors, mortgage brok... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250345&ca=Real+Estate If you are in foreclosure and have spoken to your bank, you may feel you are being mistreated. This mistreatment comes in the form of not returning calls, short answers on the phone, and advice that may not be in your best interest. The problem is that the bank feels you are in default because of so... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250348&ca=Real+Estate A "Deed in Lieu of Foreclosure" is when a lender accepts a deed to the homeowner's property in foreclosure instead of continuing the foreclosure process and incurring more expenses to get the deed anyway. However, this does not mean the homeowner is no longer responsible for a loan deficit if the le... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250349&ca=Real+Estate When a foreclosure is finished and the home is sold or assessed by an appraisal, for the loss on the mortgage, the deficit amount the bank will not get back from the mortgage balance and expenses due, is called a deficiency. In most states, the lender has an option to get a judgment in this amount a... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250725&ca=Real+Estate The filing of a Bankruptcy is a serious action to take to stop or more correctly, stall a foreclosure which will have long lasting ramifications. The myth that filing bankruptcy stops a foreclosure must be closely examined to look at the benefits and ramifications of this court action. We will only... Real Estate Dave Dinkel Mon, 14 Dec 2009 00:00:00 +0800 http://www.isnare.com/?aid=250726&ca=Real+Estate There are many misconceptions about foreclosure. The people that lose their homes by foreclosure don't want the public to know about their personal tragedy, so the misinformation usually comes from those who hear second-hand or hearsay information. The following are a couple or examples that we hear... Real Estate Dave Dinkel Tue, 17 Nov 2009 00:00:00 +0800 http://www.isnare.com/?aid=250342&ca=Real+Estate The impact of foreclosure on your credit score is the most frequently asked question we get. The method of calculating a credit score (FICO Score) is proprietary information. What complicates the issue even further is that all credit information is calculated into the individual's credit score as it... Real Estate Dave Dinkel Wed, 14 Jan 2009 00:00:00 +0800 http://www.isnare.com/?aid=169740&ca=Real+Estate There are a growing number of home buyers who have found free money to buy a home. These are grant-loans offered by the Community Development Corps (CDC's) which are local government agencies specifically designed to help low income families purchase their first home. Some CDC's even allow previous...