http://www.isnare.com/?s=author&a=David+Makarski Business David Makarski Tue, 03 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=195261&ca=Business As the world got more systematic and organized in various aspects of life, a system known as credit scoring and rating was introduced into the financial sector and this gained popularity in the 1980s. Credit scoring evaluated a person’s lifestyle, earnings, and expenditure and estimated quite accura... Finances David Makarski Sun, 01 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=194967&ca=Finances The foundations of building a debt free society is in the generation next. In order to lower bankruptcy filings and help citizens manage money sensibly society needs to inculcate financial discipline from a young age. “Catch them young,” advices a financial guru, “they are never to young to learn mo... Finances David Makarski Sun, 01 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=193046&ca=Finances When in deep financial trouble or needing help in planning finances one could opt for seeking professional advice. There are many qualified credit counselors who will offer professional advice after studying a client’s predicament thoroughly. Although there are many honest counselors one needs to be...