http://www.isnare.com/?s=author&a=Emma+Butler Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68806&ca=Finances It has been reported in the press this weekend that, during the next few weeks, the OFT will announce its recommendations into the level of bank charges. But will it be enough to combat the excessive fees charged? Or will it just be another slap on the wrist for the banks? The latest investigation s... Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68804&ca=Finances Despite many card providers suffering falling profits and staggering rises in the level of bad debts, competition is still rife within the market and providers continue to launch headline ‘best buy’ deals. Andrew Britchford, credit card analyst from Moneyfacts.co.uk explains how consumers can avoid... Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68803&ca=Finances With card providers' profits suffering at the hands of rate tarts and rising bad debts, consumers will find the long-term 0% balance deals free from fees becoming few and far between as providers look for alternative means to recoup their losses. Lisa Taylor, analyst from moneyfacts.co.uk comments o... Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68194&ca=Finances Lisa Taylor from moneyfacts.co.uk comments on the store card market following the announcement of the Competition Commission’s recommendations. “It is disappointing to see that the Competition Commission’s recommendations only scratch the surface of the issue with store cards, failing to take any ac... Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68201&ca=Finances Personal loans are one of many financial products where savings can be made by searching for the best deal. Best personal loan - rate Loan rates can vary from 5.5% to over 20%. On a loan of £10,000 over five years this makes a difference of over £50 on monthly repayments – over £3000 over the term.... Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68210&ca=Finances Andrew Hagger, Head of News and Press at moneyfacts.co.uk, comments on the growing number of providers switching towards a risk based lending approach, and the need for independent regulation to confirm that 66% of consumers accepted for borrowing are receiving the advertised typical rate. “As if sh... Finances Emma Butler Thu, 31 Aug 2006 00:00:00 +0800 http://www.isnare.com/?aid=68213&ca=Finances 52% of us have moved our savings because we were unhappy with customer service, according to the latest moneyfacts.co.uk user polls. 42% of us have avoided a particular account provider due to a friend’s bad experience. With bank account providers, 46% of us have moved current account because of bad...