http://www.isnare.com/?s=author&a=Eric+Quinn Finances Eric Quinn Sat, 04 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=37771&ca=Finances Debt consolidation and credit counseling are similar services that assist individuals in getting out of debt. Debt consolidation agencies help to minimize interest rates and therefore the monthly payments. The replacement of several monthly loans by a single loan at a lower interest rate and sometim...