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<title>Articles Written by Ernani Uchoa From Isnare.com</title>
<link>http://www.isnare.com/?s=author&amp;a=Ernani+Uchoa</link>
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<title>Government Foreclosures Guide</title>
<category>Real Estate</category>
<author>Ernani Uchoa</author>
<pubDate>Wed, 21 Dec 2005 00:00:00 -0800</pubDate>
<link>http://www.isnare.com/?aid=25052&amp;ca=Real+Estate</link>
<description>Foreclosure occurs when a homeowner fails to make mortgage payments on his homes. A homeowner is allowed to be late on a few payments, as long as they are paid soon. They have to pay the payments along with the late charges. Foreclosure homes happens when numerous mortgage payments have been missed...</description>
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