http://www.isnare.com/?s=author&a=Fern+LaRocca Finances Fern LaRocca Thu, 26 Feb 2009 00:00:00 -0800 http://www.isnare.com/?aid=351186&ca=Finances If you are a baby boomer woman, consider these facts; women not only comprise 46.6 percent of the U.S. labor force, but women 50+ account for more than 22 percent of the female workforce. In addition, 68 percent of women aged 50-59 are currently in the labor force, and 22 percent of these working wo... Finances Fern LaRocca Sat, 17 Jan 2009 00:00:00 -0800 http://www.isnare.com/?aid=338829&ca=Finances I'm losing money and you should be, too! Here is why - a good diversified portfolio should have winners and losers in it at all times. If you have all winners all the time, then you are taking unnecessary risk because you are concentrated in one asset class. See what happened to all those concentrat... Finances Fern LaRocca Mon, 29 Dec 2008 00:00:00 -0800 http://www.isnare.com/?aid=332617&ca=Finances It does pay to be a long-term optimist as I am. The easiest way to show the importance of staying invested is with the Rule of 72, which illustrates how compounding builds long-term wealth. To see how many years it will take to double your money at any compound growth rate, just divide 72 by that ra... Finances Fern LaRocca Thu, 25 Dec 2008 00:00:00 -0800 http://www.isnare.com/?aid=331239&ca=Finances Everyone wants to be rich. Money buys us time with our loved ones and time for ourselves. But the road to riches starts with baby steps and each step builds to the next to get you where you want to go. Follow me on these seven steps so you can accumulate wealth and preserve what you have earned. The... Advice Fern LaRocca Mon, 08 Dec 2008 00:00:00 -0800 http://www.isnare.com/?aid=327159&ca=Advice Everyone knows that the baby boomers haven't saved enough for retirement so if you are close to any form of retirement, these markets can have you shaking in your shoes. At this point you can't afford to lose money yet the market is dropping like a rock. What should you do? Here are 5 tips to keep y... Finances Fern LaRocca Fri, 28 Nov 2008 00:00:00 -0800 http://www.isnare.com/?aid=323275&ca=Finances Older adults were anxious about the economy long before this crisis. Retirees feeling very confident of a financial secure retirement fell to 29% in April down from 41% a year earlier, according to a survey conducted by the Employee Benefit Research Institute – the lowest level in 10 years. Younger... Finances Fern LaRocca Mon, 24 Nov 2008 00:00:00 -0800 http://www.isnare.com/?aid=321093&ca=Finances Many people are overwhelmed with all the aspects involved in creating wealth. Here are 3 secret starting points that most licensed Certified Financial Planners use with their clients. They are the basis of a good financial foundation. Many investment and retirement plans have gone awry because these... Finances Fern LaRocca Fri, 14 Nov 2008 00:00:00 -0800 http://www.isnare.com/?aid=318100&ca=Finances Most couples fight over finances and many will even divorce over money conflicts. Many couples have differing philosophies- one may be a spendthrift while the other is a cheapskate. It doesn’t matter what your money baggage is, you and your spouse can resolve financial issues with these 5 tips: 1. P... Finances Fern LaRocca Mon, 10 Nov 2008 00:00:00 -0800 http://www.isnare.com/?aid=316201&ca=Finances I'm so rich I can go slow.Rich people can afford to go slow and create more abundance in their lives while people who come from scarcity are always busy and busy in the wrong ways. Here are four observations to see if you are creating wealth in your life right now: 1) I'm so rich I can drive slow to... Finances Fern LaRocca Mon, 03 Nov 2008 00:00:00 -0800 http://www.isnare.com/?aid=313095&ca=Finances Estate planning is thought about as wills, trusts, and gifts, etc. Not anymore. No one wants to think of sickness, old age, and death, yet all of us will experience that at some point, and the most important element of a person's legacy is not money but passing along values and life lessons. Yes, th...