http://www.isnare.com/?s=author&a=Francis+Ghiloni Finances Francis Ghiloni Wed, 15 Aug 2007 00:00:00 -0700 http://www.isnare.com/?aid=175014&ca=Finances Let’s face it, no one likes paying a charge if they don’t have to. And when it comes to mortgages, where the expense can already be onerous, avoiding fees can seem like a good idea. But is it possible to get a mortgage without paying any fees? The answer is - almost certainly not! Even if you manage... Finances Francis Ghiloni Mon, 13 Aug 2007 00:00:00 -0700 http://www.isnare.com/?aid=174569&ca=Finances If you are a homeowner looking to limit the effects of rising mortgage rates you should make sure you consider discount-rates as well as fixed-rates. Whilst fixed-rate mortgages give people certainty of payment, they may not have the cheapest cost over the life of the mortgage. Particular care shoul... Finances Francis Ghiloni Mon, 23 Jul 2007 00:00:00 -0700 http://www.isnare.com/?aid=169444&ca=Finances Following the increase in interest rates on 5 July by 0.25% it is widely expected that most lenders will increase their standard variable mortgage rate by at least the same amount and indeed some have already done so. But what is a standard variable rate (svr) and how does it affect you? The svr is... Finances Francis Ghiloni Sat, 21 Jul 2007 00:00:00 -0700 http://www.isnare.com/?aid=169102&ca=Finances You might think this is a strange question and be of the opinion that it is calculated the same way as everyone else’s. Well the fact is that how your lender calculates the amount of interest that you owe can make a significant difference to how much interest you pay. With Interest Only mortgages th...