http://www.isnare.com/?s=author&a=Francis+Kier Finances Francis Kier Wed, 14 Jun 2006 00:00:00 +0800 http://www.isnare.com/?aid=59827&ca=Finances I have already written about the financial necessity of saving a portion of any income payment that you receive. This means that a percentage of every single source of income is set aside, marked, or tracked as money that you cannot spend. This task isn’t optional if you want to have some basic fina... Recreation Francis Kier Fri, 10 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=39305&ca=Recreation Everybody is trying to get more money, keep more of the money they have, and, at the very least, pile a little up for retirement. But lower income, middle income, and upper income groups have a different approach to multiply their money. Casino patrons visit in order to quickly turn a tiny amount of... Finances Francis Kier Wed, 08 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=39039&ca=Finances If you don’t know how manage a million dollars, I guarantee that the money will quickly disappear if I wrote you a giant check right now. Precisely like 90% of lottery winners that go bust within five years, they didn’t have the basic discipline or the formula to handle the money that would have cre... Finances Francis Kier Mon, 27 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=36889&ca=Finances Many successful people have mentors to guide them in learning the skills that lead to achievement, and I’ll do my best to offer you some critical personal finance perspectives. They say that life is a school where you learn the lesson after the test. The same thing applies to money, but you can’t go... Finances Francis Kier Wed, 22 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=36051&ca=Finances Do you put all of your money into some safe CD’s to earn interest, or buy a biotech index fund to grab the next big move in genomic cancer drugs; or something in between? The world of investment options and strategies grows every year, so I’ll provide a simple tactic to boost your returns over the c... Finances Francis Kier Wed, 22 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=36052&ca=Finances Long-term investing in the stock market can offer a passive return around 5-8% if you remain invested for 30 years; but, unfortunately, that return is before taxes and inflation. This is so low because the company founders, backers, early investors, investment bankers, etc., have removed all foresee... Finances Francis Kier Tue, 14 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=34587&ca=Finances Before a child is born, every parent considers (even if briefly) the cost of raising a child and to put them through college. And the question about saving money that you’ll consider at some point is: how do I evaluate whether I should be saving for my own retirement or saving for the kids’ college?... Finances Francis Kier Tue, 14 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=34588&ca=Finances A most important element for building wealth is to measure it. The people I know that have continually increased their net worth track it in order to direct it and stay motivated to reach ever higher financial goals. Seeing the quantifiable results of your spending and investing decisions is the fir... Finances Francis Kier Tue, 14 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=34586&ca=Finances Getting a job and not spending all the money each month is the slowest, hardest, and least efficient way to build up a big pile of money. Saving money is a worthwhile net worth building activity, but it doesn’t offer much more than that unless your goal is only to have a little cash at the ever-incr... Finances Francis Kier Sun, 15 Jan 2006 00:00:00 +0800 http://www.isnare.com/?aid=28285&ca=Finances When you make an investment – from a simple bank certificate of deposit to a large shopping mall – you are going to be buying from someone whose greatest skill is employing sales closing techniques. Their skill in closing a sale will not include safeguarding your money or earning you any profit. And...