http://www.isnare.com/?s=author&a=Graham+Bradlington Finances Graham Bradlington Fri, 11 Jan 2008 00:00:00 +0800 http://www.isnare.com/?aid=214958&ca=Finances In a secured loan, the house of the borrower needs to be pledged as collateral. This is to reduce the risk faced by the lender in case the borrower is unable to repay the loan. Due to a lower risk factor, UK secured loans carry a lower rate of interest. For borrowers with adverse credit this is an e...