http://www.isnare.com/?s=author&a=Hamid+Grinage Real Estate Hamid Grinage Tue, 28 Aug 2007 00:00:00 -0700 http://www.isnare.com/?aid=179161&ca=Real+Estate Considering what is happening in the mortgage industry, it's important for us real estate agents to make sure our buyers are going to be able to get financing once they get into escrow. Today, because of the fallout of the sub-prime mortgage industry, lenders have tightened up standards and are exam... Real Estate Hamid Grinage Tue, 28 Aug 2007 00:00:00 -0700 http://www.isnare.com/?aid=179217&ca=Real+Estate Basically a short sale is when a property is sold for a price which is less than the remaining balance owed on the property. For instance: A buyer purchased a property in 2005 using and adjustable rate or interest only mortgage that was due to reset in two years. So today, the interest rate adjusts,... Real Estate Hamid Grinage Fri, 20 Jul 2007 00:00:00 -0700 http://www.isnare.com/?aid=168801&ca=Real+Estate The Bay Area market is one of the highest priced markets in the country, so naturally it's more difficult for first time buyers to afford to buy here. Luckily, there are several programs that are being offered by various lenders that allow the borrower get a much better interest rate than they norma... Real Estate Hamid Grinage Fri, 06 Jul 2007 00:00:00 -0700 http://www.isnare.com/?aid=164991&ca=Real+Estate Here are the 15 steps that need to be taken to purchase a home: 1. The Initial Interview Determine what you need and want in your new home Discuss the parameters of your search Discuss financing 2. Get Pre-Qualified By a Lender Obtain a pre-qualification letter 3. Property Tours View available prope... Real Estate Hamid Grinage Fri, 06 Jul 2007 00:00:00 -0700 http://www.isnare.com/?aid=164997&ca=Real+Estate There are many factors to weigh when deciding which Oakland Realtor should represent you in the purchase or sale of property. When talking to a prospective Realtor, take note of how you interact with them. Are they talking more than listening? Are they courteous? I have learned that we must be able... Real Estate Hamid Grinage Sat, 21 Apr 2007 00:00:00 -0700 http://www.isnare.com/?aid=143655&ca=Real+Estate One of the realities of the real estate world is that when housing and economic activity declines, there are more homeowners who end up facing the foreclosure process. When appreciation is high for a sustained period, such as the Bay Area market from 2001-2005 people tend to be more aggressive and w... Real Estate Hamid Grinage Wed, 04 Apr 2007 00:00:00 -0700 http://www.isnare.com/?aid=135453&ca=Real+Estate Over the past six months, sellers of real estate in Oakland and surrounding areas have begun to realize that the market is definitely not what it was a couple of years ago. In all reality, the power now lies with serious buyers who know they have more room to negotiate when making offers. Sellers wh... Real Estate Hamid Grinage Wed, 21 Mar 2007 00:00:00 -0700 http://www.isnare.com/?aid=135454&ca=Real+Estate Oakland California real estate shot through the roof during the period from 2001 to 2005, with appreciation reaching 120% in some areas. Homes were routinely selling for 60-100k over asking price and more! It was not uncommon for a desirable property to fetch 30-40 offers. I remember one home in the... Real Estate Hamid Grinage Wed, 21 Mar 2007 00:00:00 -0700 http://www.isnare.com/?aid=135455&ca=Real+Estate When considering whether or not to buy Oakland investment property, there are several factors that make Oakland a perfect choice for the right investor. Everyone has heard the term "location, location, location" and the Bay Area has always been considered a great location to be in. There are several...