http://www.isnare.com/?s=author&a=Home+Loan+Center+Editorial+Staff Finances Home Loan Center Editorial Staff Wed, 01 Nov 2006 00:00:00 -0800 http://www.isnare.com/?aid=97281&ca=Finances Despite some “softening” of the housing market in recent months, there are still a number of compelling reasons to take advantage of current 30 year mortgage rates with a new home loan. Whether you are a first-time buyer or considering refinancing or applying for a home equity loan, you can reap maj... Finances Home Loan Center Editorial Staff Wed, 01 Nov 2006 00:00:00 -0800 http://www.isnare.com/?aid=97283&ca=Finances In many households, financial decision-making is closely tied to the nation’s economy, which, in turn, fuels a majority of our social and political issues. Industry analysts recently identified an important demographic whose voting clout could be crucial to upcoming political campaigns, the so-calle... Finances Home Loan Center Editorial Staff Wed, 01 Nov 2006 00:00:00 -0800 http://www.isnare.com/?aid=97284&ca=Finances If you’re applying for a new home loan, one of the first items a potential lender will request is your permission to perform a credit check. If your credit history is a bit shaky or downright poor, you might consider the so-called no credit check mortgages. While any legitimate lender will require a... Finances Home Loan Center Editorial Staff Tue, 29 Aug 2006 00:00:00 -0700 http://www.isnare.com/?aid=79431&ca=Finances While the most obvious way to save money on your home is by securing a low mortgage rate, savvy homeowners can also reap financial benefits from the latest energy-efficient products and environmentally-friendly technology. Whether you install solar panels, a “green” heating and cooling system, or ex... Finances Home Loan Center Editorial Staff Tue, 29 Aug 2006 00:00:00 -0700 http://www.isnare.com/?aid=79437&ca=Finances It can happen to anyone. Credit card bills get out of hand, a payment is missed, or a co-borrower reneges on their financial obligations. Someday, you could face the harsh reality of being labeled a bad credit risk. If your money falls into disarray, you may need to bring out the most powerful tool... Finances Home Loan Center Editorial Staff Tue, 29 Aug 2006 00:00:00 -0700 http://www.isnare.com/?aid=79443&ca=Finances If you’re a homeowner in need of some additional cash, there are several options available. You can consider cash-out refinancing, which allows you to borrow funds over the amount of your existing mortgage – money that can be used for any purpose. A home equity line of credit or HELOC is another pos... Finances Home Loan Center Editorial Staff Mon, 31 Jul 2006 00:00:00 -0700 http://www.isnare.com/?aid=71161&ca=Finances If you've picked up a newspaper or caught the news recently, you've probably encountered a story about mortgage rates and the Federal Reserve banking system. Like many borrowers, you might wonder how the Fed determines interest rates and how - in the event of a rate hike - your personal finances cou... Finances Home Loan Center Editorial Staff Mon, 31 Jul 2006 00:00:00 -0700 http://www.isnare.com/?aid=71162&ca=Finances For decades, homeowners across the country have reaped the benefits of a variety of home equity loans. In general, interest rates on these loans are lower than those attached to most credit cards and unsecured personal loans. At tax time, home equity borrowers often enjoy a substantial break by dedu... Finances Home Loan Center Editorial Staff Mon, 31 Jul 2006 00:00:00 -0700 http://www.isnare.com/?aid=71163&ca=Finances With record numbers of individuals seeking home loans these days, it’s no surprise that scam artists have developed new ways to separate borrowers from their money. Mortgage scams are on the rise and typically target people who are overextended, have bad credit, or are in need of financial relief. T... Real Estate Home Loan Center Editorial Staff Wed, 12 Jul 2006 00:00:00 -0700 http://www.isnare.com/?aid=65922&ca=Real+Estate Buying a home can result in a big tax break every year, among other benefits. In terms of investments, purchasing a home is probably the biggest one you will ever make. Moreover, it can be the wisest, due partly to a number of tax advantages the government has instituted to encourage homeownership....