http://www.isnare.com/?s=author&a=Ivon+T.+Hughes Finances Ivon T. Hughes Sun, 29 Apr 2007 00:00:00 -0700 http://www.isnare.com/?aid=146962&ca=Finances You don't want to leave your family unprepared for what will happen to them financially if you do not get sufficient life insurance coverage. So planning today can provide the income your family will need if you are no longer here. Following are some reasons to consider life insurance from a company... Finances Ivon T. Hughes Mon, 23 Apr 2007 00:00:00 -0700 http://www.isnare.com/?aid=144962&ca=Finances One financial product that is significantly cheaper than things like gas and food these days is term life insurance. It is estimated that term life premiums have fallen 30% or more in the past 10 years. Can you imagine buying gas at the same price you paid 5 years ago? It doesn't get any better than... Finances Ivon T. Hughes Mon, 23 Apr 2007 00:00:00 -0700 http://www.isnare.com/?aid=144670&ca=Finances Life insurance should be a part of your overall financial planning. While some life insurance policies can be used to help you achieve your financial goals, others just provide protection. But whichever type you choose, it is important you understand your needs and the options available so you get t... Finances Ivon T. Hughes Sat, 31 Mar 2007 00:00:00 -0700 http://www.isnare.com/?aid=138203&ca=Finances Possibly most people today are aware of the great difference between term life insurance and bank mortgage insurance. People know that the bank owns the insurance (you don't) you have to pay for it (they don't) they are the beneficiary (your heirs are not) and it goes on and on. Term Life Insurance... Finances Ivon T. Hughes Fri, 16 Mar 2007 00:00:00 -0700 http://www.isnare.com/?aid=132897&ca=Finances A life annuity is a financial arrangement that allows a life insurance company to provide a series of future payments to an annuitant for a certain sum of money. The payment stream based upon the life expectancy of the annuitant is of unknown length but generally guaranteed to continue for a certain... Finances Ivon T. Hughes Thu, 01 Mar 2007 00:00:00 -0800 http://www.isnare.com/?aid=130106&ca=Finances A life annuity is an investment which converts the lump sum of your RRSP's or non registered funds into an income for the rest of your life. When it comes time to consider buying a life annuity, you have a number of choices. Retirement Income Planning Most companies have a long history of providing... Finances Ivon T. Hughes Mon, 19 Feb 2007 00:00:00 -0800 http://www.isnare.com/?aid=126792&ca=Finances What subject do people really hate to talk about? Accounting? Taxes? No, that would be life insurance. The topic of buying something that you hope will not use soon, can really stress some people. Recent polls suggest most people are under insured or over insured. If that is the case, how do you mak... Finances Ivon T. Hughes Thu, 08 Feb 2007 00:00:00 -0800 http://www.isnare.com/?aid=124040&ca=Finances Disability insurance is one of the most cost effective ways to cover your expenses if you become unable to work. Although it's also known as disability income protection or disability income insurance by the companies that issue these policies, it is still the same type of policy. Your Disability Li... Finances Ivon T. Hughes Thu, 08 Feb 2007 00:00:00 -0800 http://www.isnare.com/?aid=124042&ca=Finances Term life insurance has many advantages. Many people don't bother to insure themselves because of misunderstandings about what term life insurance can do for them. Let's examine some of the major reasons why people hesitate to buy term life insurance or indeed any type of life insurance. Term Life I... Finances Ivon T. Hughes Thu, 08 Feb 2007 00:00:00 -0800 http://www.isnare.com/?aid=124043&ca=Finances In our last article we discussed common thinking of why people choose not to be insured. The previous issues were working at home, being young and healthy and having the mortgage paid. Again we will see that term life insurance is adaptable to your needs. Term Life Insurance Fable #4 If life insura...