http://www.isnare.com/?s=author&a=J+Suffie Finances J Suffie Thu, 21 Aug 2008 00:00:00 -0700 http://www.isnare.com/?aid=285754&ca=Finances At times, we all feel that the world is starting to close in on us. Bills keep piling up, or suddenly you're faced with the prospect of a pay cut at work (or worse, you just lose your job). At these moments, it's important to weigh every possible option for simply staying afloat financially. One of... Finances J Suffie Thu, 21 Aug 2008 00:00:00 -0700 http://www.isnare.com/?aid=285756&ca=Finances There isn't one simple, all encompassing reason to refinance a mortgage. Each homeowner faces a distinct set of circumstances, necessitating a unique course of action. Along with taking out a second mortgage, refinancing is one of the most commonly used tools to access the wealth and equity in a hom... Finances J Suffie Mon, 04 Aug 2008 00:00:00 -0700 http://www.isnare.com/?aid=278965&ca=Finances Making the decision to refinance is a difficult one; you've worked hard to whittle down the years you have left of paying for your home. Sometimes, however, it's a necessary move to make, and there are even situations where financial benefits can be reaped from timely mortgage refinance. Every homeo... Finances J Suffie Sun, 03 Aug 2008 00:00:00 -0700 http://www.isnare.com/?aid=278412&ca=Finances If you're like a lot of people nowadays, you may not be sure if it's a good time to refinance. Here are five signs to look for that may indicate that refinancing is right for you. You have an Adjustable Rate Mortgage – As many people have discovered, a low "teaser" rate is only asking for trouble la... Finances J Suffie Wed, 02 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=268989&ca=Finances There are a lot of people in a really tough position with their house right now. You can't afford your mortgage payments, you don't qualify for a refinance, and you can't even sell because your property value has dropped so much that your house is worth less than what you owe on it. You may have got... Finances J Suffie Wed, 02 Jul 2008 00:00:00 -0700 http://www.isnare.com/?aid=268995&ca=Finances Sometimes life can just deal you a bad hand. If you're in a situation where your house is worth less than what you owe on it, you have what is called negative equity. There are a lot of ways that you can end up in negative equity. For the most part, however, it comes from buying close to the top of... Finances J Suffie Thu, 26 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=266639&ca=Finances Refinancing can be a great thing if it's done at the right time. Doing it at the wrong time can cost you money, time and effort. Here are four reasons that refinancing may not be the best move. Your Current Fixed Interest Rate Isn't Much Different Than the New Rate – If you are thinking about refina... Finances J Suffie Thu, 26 Jun 2008 00:00:00 -0700 http://www.isnare.com/?aid=266636&ca=Finances Bad credit can come into your life in a lot of ways. You may have had bad spending habits and now have a low credit score. You may have gotten in over your head financially and have a lot of late or missed mortgage or credit card payments. You may even have gone through some serious and unexpected l... Finances J Suffie Mon, 26 May 2008 00:00:00 -0700 http://www.isnare.com/?aid=256545&ca=Finances If you're looking into refinancing your home and have a second mortgage or a home equity loan or line of credit, in some cases you may be out of luck. If you want to refinance your primary loan, you first must convince the lenders holding any second position loans to agree to continue to be in a s... Finances J Suffie Mon, 26 May 2008 00:00:00 -0700 http://www.isnare.com/?aid=256547&ca=Finances When you have financial difficulties it's something that is a 24-hours-a-day, 7-days-a-week, 365-days-a-year stress marathon. Right now, there are a lot of people who are in, heading into or slowly climbing out of what may be the most difficult financial time of their lives. Some people purchased ho...