http://www.isnare.com/?s=author&a=James+Dimmitt Legal James Dimmitt Mon, 12 Sep 2005 00:00:00 +0800 http://www.isnare.com/?aid=10876&ca=Legal In just a few short weeks, President Bush’s Bankruptcy Abuse Prevention and Consumer Protection Act will take effect. In a nutshell, the new law, which goes into effect on October 17, 2005, makes it more difficult to cancel your debts under Chapter 7 Bankruptcy protection. Instead, consumers will fi... Finances James Dimmitt Sat, 27 Aug 2005 00:00:00 +0800 http://www.isnare.com/?aid=9368&ca=Finances If you’ve decided to stock some money away in a certificate of deposit, why not reap the highest benefit over time by laddering your CD investments? What’s a CD latter? I’m glad you asked. A CD ladder is made up by purchasing several CD’s at one time with different maturity dates. One example of a C... Finances James Dimmitt Mon, 08 Aug 2005 00:00:00 +0800 http://www.isnare.com/?aid=7303&ca=Finances What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade, and Polo Ralph Lauren - sustained breaches to their customers’ accounts. Unfortunately, these three are not alone when it comes to security breaches. Ci... Finances James Dimmitt Mon, 01 Aug 2005 00:00:00 +0800 http://www.isnare.com/?aid=6633&ca=Finances If you are looking for a safe investment and you have between $100 -$1,000 to invest, you should consider a certificate of deposit or CD. When purchased through a bank, CD’s are federally insured up to $100,000. When you invest in a certificate of deposit, you are lending your money to the bank f... Finances James Dimmitt Sun, 17 Jul 2005 00:00:00 +0800 http://www.isnare.com/?aid=5660&ca=Finances Congratulations college freshman! You’re about to embark on one of the most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get along with your roommate, what classes to take and... Finances James Dimmitt Fri, 15 Jul 2005 00:00:00 +0800 http://www.isnare.com/?aid=5588&ca=Finances Mention the “b” word, as in BUDGET, to a friend and they’ll look at you like you have a third eye growing from the middle of your forehead. For most people the word budget too often carries negative meanings such as limits, restrictions, living on an allowance, giving things up, no shopping, no fun.... Finances James Dimmitt Wed, 22 Jun 2005 00:00:00 +0800 http://www.isnare.com/?aid=4150&ca=Finances In the wake of 40 million MasterCard, Visa, Discover, and American Express accounts recently being breached, consumers and legislators are scrambling for ways to protect their personal and financial information from being hijacked and used fraudulently by hackers and ID thieves. One type of privacy... Finances James Dimmitt Tue, 14 Jun 2005 00:00:00 +0800 http://www.isnare.com/?aid=3764&ca=Finances J.P. Morgan Chase and Co., the nation’s #2 bank and leading issuer of credit cards, has announced it will issue new “contactless credit cards” to its account holders beginning June 1. The new cards can be “waved” in front of a special reader instead of being swiped through a traditional credit card... Finances James Dimmitt Mon, 30 May 2005 00:00:00 +0800 http://www.isnare.com/?aid=3159&ca=Finances Thanks to the FACT(Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep an eye on your credit profile... Finances James Dimmitt Sun, 15 May 2005 00:00:00 +0800 http://www.isnare.com/?aid=2680&ca=Finances As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad...