http://www.isnare.com/?s=author&a=James+Lange Finances James Lange Wed, 07 Nov 2007 00:00:00 +0800 http://www.isnare.com/?aid=98169&ca=Finances Many people—perhaps you—feel they cannot afford to save for retirement. The truth is you may very well be able to afford to save, but you don’t realize it. That’s right. I am going to present a rationale to persuade you to contribute more than you think you can afford. First, I am operating on assum... Finances James Lange Sun, 03 Sep 2006 00:00:00 +0800 http://www.isnare.com/?aid=73836&ca=Finances Have you heard about a “stretch IRA” and wondered if it was some special kind of IRA? Well, it isn’t. In the simplest terms, a stretch IRA is an IRA that has a beneficiary designation that provides for the possibility of maintaining the tax deferred status of the IRA after the death of the IRA owner... Finances James Lange Sun, 03 Sep 2006 00:00:00 +0800 http://www.isnare.com/?aid=73861&ca=Finances If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match—even if it is only a percentage of your contribution and not a dollar for dollar match. Imagine depositing $1,000 of your money into the bank, but inste...