http://www.isnare.com/?s=author&a=Jeni+Joe Finances Jeni Joe Mon, 11 Feb 2008 00:00:00 +0800 http://www.isnare.com/?aid=206527&ca=Finances Debt consolidation Debt consolidation is the process of combining many debts into a single payment, usually resulting in lower monthly payments. There is also then only one creditor to pay. By some, it is known as a Consolidation Loan however a loan is not the same thing, please see site for more i...