http://www.isnare.com/?s=author&a=Jim+Howlsinky Finances Jim Howlsinky Wed, 03 Jan 2007 00:00:00 +0800 http://www.isnare.com/?aid=114342&ca=Finances Ah yes, the 800-pound gorilla that you would have to take on – rebuilding your credit. Fortunately for you, filing for bankruptcy does not have quite the same social and financial stigma it once did ten, maybe twenty years ago. 'The purpose of filing is a safety valve,” says Roger M. Whelan, residen... Finances Jim Howlsinky Tue, 02 Jan 2007 00:00:00 +0800 http://www.isnare.com/?aid=114339&ca=Finances One of the issues that people considering bankruptcy often worry about is that they will never get credit after filing a Chapter 7 or Chapter 13. That, or the fact that the bankruptcy will stay in their credit report for 10 years from the filing, which fact would serve as warning to future creditors... Finances Jim Howlsinky Tue, 02 Jan 2007 00:00:00 +0800 http://www.isnare.com/?aid=114340&ca=Finances So you have filed for bankruptcy. What’s the next step? At first blush, you are full of ideas on how you are getting a fresh start. You have freed yourself from almost all of your debts and you are, for all intents and purposes (financially, at least), a new person. But note that by filing for bankr... Finances Jim Howlsinky Mon, 25 Dec 2006 00:00:00 +0800 http://www.isnare.com/?aid=112128&ca=Finances After filing your petition for bankruptcy under Chapter 7, paying the necessary fees, and complying with the legal requirements, an “automatic stay” is granted to you by operation of law. This stay will effectively stop most collection actions against you and your properties (11 U.S.C. 362). This me...