http://www.isnare.com/?s=author&a=Jim+Vrana Finances Jim Vrana Sat, 28 Jan 2012 00:00:00 +0800 http://www.isnare.com/?aid=706827&ca=Finances The slowing economy took a turn for the better this past shopping season, as retailers reported an increase in sales compared to the same time periods of the past few years. Considering that many stores depend on the holiday gift giving season for up to 40% - 50% of their annual sales, this was welc... Finances Jim Vrana Thu, 05 Mar 2009 00:00:00 +0800 http://www.isnare.com/?aid=355336&ca=Finances A bailout for personal credit card debt is available for American consumers. Corporate bailouts make the news as the government steps in to help. But a lesser known bailout will help average citizens get a new lease on their financial lives. It seems like everyday now that we learn about a governmen... Finances Jim Vrana Fri, 27 Feb 2009 00:00:00 +0800 http://www.isnare.com/?aid=351998&ca=Finances Everyday, we hear the news of the debated economic stimulus package. We sit back and wonder how this will directly help us. Each of us has a unique perspective on the stimulus, and we all have different needs for where, when, and how the stimulus may or may not personally help. Many Americans are as... Finances Jim Vrana Sun, 22 Feb 2009 00:00:00 +0800 http://www.isnare.com/?aid=350054&ca=Finances The United States economy is dependant on consumers spending money. These days, the economy needs all the help it can get. A local economy benefits when shoppers buy goods and services in retail stores, rather than online. Better still, patronizing a locally owned business, rather than a national ch... Finances Jim Vrana Wed, 21 Jan 2009 00:00:00 +0800 http://www.isnare.com/?aid=339551&ca=Finances The slowing economy hit retailers hard this past shopping season. Many stores depend on the holiday gift giving season for up to 40% of their annual sales. When retail stores don't realize enough sales during December, many face the real prospect of closing their doors in the January. This is happen... Finances Jim Vrana Thu, 08 Jan 2009 00:00:00 +0800 http://www.isnare.com/?aid=337705&ca=Finances Beginning until July 2010, new credit card regulations become effective which are designed to protect consumers against arbitrary increases in interest rates and other unfair practices. There should be doubts however, if these new rules will really help at all. Why would these doubts exist? For the... Finances Jim Vrana Mon, 05 Jan 2009 00:00:00 +0800 http://www.isnare.com/?aid=335119&ca=Finances Finally, some new credit card regulations have been passed by federal regulators in their attempt to protect consumers against arbitrary increases in interest rates and other unfair practices. The new rules are not effective until July 2010, and we should wonder if they will really help at all. The... Finances Jim Vrana Sun, 28 Dec 2008 00:00:00 +0800 http://www.isnare.com/?aid=332477&ca=Finances Overwhelming credit card debt. It is a very common problem for many American consumers. So many people pay their monthly minimums, month after month, without any knowledge that their debt burden may never go away. When a person comes to the realization that they are caught in a never ending payment... Finances Jim Vrana Sat, 30 Aug 2008 00:00:00 +0800 http://www.isnare.com/?aid=289776&ca=Finances Credit card debt; almost everyone has some. Unfortunately, too many people are overwhelmed by it. This is a burden that always seems to be with us, no matter how hard we try to overcome it. We are not born with it. But we catch it, and we can't seem to shake it loose. In this sense, it is like a... Finances Jim Vrana Mon, 07 Jul 2008 00:00:00 +0800 http://www.isnare.com/?aid=270694&ca=Finances Overwhelming credit card debt is a very common problem for many American consumers. Too many people just continue to pay their monthly minimum payments without any knowledge that their debt burden may never go away. When a person comes to the realization that they are caught in an endless cycle of d...