http://www.isnare.com/?s=author&a=John+Massa Finances John Massa Thu, 23 Oct 2008 00:00:00 -0700 http://www.isnare.com/?aid=308996&ca=Finances As a medical resident, how long can you afford to be without a paycheck because you can’t work due to illness or injury? Can you afford to literally burn through the majority of your savings over a period of months? Disability insurance is often the last thing on a medical resident’s mind. Long, ard... Finances John Massa Sun, 05 Oct 2008 00:00:00 -0700 http://www.isnare.com/?aid=302397&ca=Finances Extended absences from work due to disability during and after maternity have become an ever-increasing occurrence. According to a 2002 study, 29% of short term disabilities (180 days or less) and 12% of long-term disabilities are due to pregnancy. Pregnancy disability can turn a wonderful, life-cha... Finances John Massa Mon, 29 Sep 2008 00:00:00 -0700 http://www.isnare.com/?aid=300059&ca=Finances Much has been said about the inadequacy of group disability insurance plans offered by employers. For example, group disability plans generally have the following shortcomings: - The plans pay up to 60% of regular income, however, all benefits are fully taxable, reducing take-home pay to roughly 42... Finances John Massa Sat, 27 Sep 2008 00:00:00 -0700 http://www.isnare.com/?aid=299224&ca=Finances Income insurance is often the last type of coverage on anybody’s mind. This is even more so true for single working moms who have a world of concerns to address every day. Career moms, however, can have a real problem if they suddenly can’t work due to illness or injury. When the paycheck stops, li... Finances John Massa Thu, 25 Sep 2008 00:00:00 -0700 http://www.isnare.com/?aid=298860&ca=Finances Missing work during and after pregnancy has become a common occurrence. According to a 2002 study, 29% of short term disabilities (180 days or less) and 12% of long-term disabilities are due to pregnancy. Maternity disability can turn what is otherwise a happy occasion into a financially harrowing e...