http://www.isnare.com/?s=author&a=John+Muntz Finances John Muntz Mon, 16 Feb 2009 00:00:00 +0800 http://www.isnare.com/?aid=347283&ca=Finances I got my first credit card when I was 19 years old. To be honest I can’t believe they gave it me! I was just a kid living on my own paying the rent and going to college. I told myself that my new toy would be used responsibly and I would build up my credit rating in the process...YEAH RIGHT. I soon...