http://www.isnare.com/?s=author&a=John+Winters Finances John Winters Wed, 15 Mar 2006 00:00:00 +0800 http://www.isnare.com/?aid=40027&ca=Finances Individuals in debt who wish to make use of the services of a debt management firm should do research before committing themselves. An unscrupulous debt management firm can harm a debtor’s interests in many ways, so make sure to keep the following 4 things in mind before hiring a debt management fir... Finances John Winters Thu, 09 Feb 2006 00:00:00 +0800 http://www.isnare.com/?aid=33724&ca=Finances Discussing the need for life insurance is never a pleasant topic, and certainly combined with talk of mortgage payments, it can be downright distasteful. But it is your responsibility as the principle breadwinner in your home to consider what might happen if you or your spouse were to perish. Would... Finances John Winters Mon, 28 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=21387&ca=Finances Homeowner loans are a type of loan that offers the lender increased security. The lender gives the homeowner money and receives property as collateral. It is called a homeowner loan because it is often used by homeowners and the property offered as collateral is oftentimes the home. If a homeowner l... Finances John Winters Sat, 05 Nov 2005 00:00:00 +0800 http://www.isnare.com/?aid=17267&ca=Finances A secured loan is just a generic term for a specific type of loan. It is “secured” because it gives the lender some sort of security that it will be repaid (other than the personal promise of the person who takes out the loan). If you are issued a secured loan, you are putting up property as collate...