http://www.isnare.com/?s=author&a=Kay+Lowe Medicines and Remedies Kay Lowe Mon, 17 Jul 2006 00:00:00 -0700 http://www.isnare.com/?aid=59649&ca=Medicines+and+Remedies Fear of dentists and/or dental clinics can be very intense. Indeed, many people fear the dental experience so much that they neglect their dental care, sometimes for years. Dental fear may be fear of the noises, sights and smells of the dental clinic and instruments, or of pain associated with certa... Pets Kay Lowe Sun, 09 Jul 2006 00:00:00 -0700 http://www.isnare.com/?aid=61505&ca=Pets Certain dog breeds enjoy steady popularity, the laborador retriever being one of the most popular. There are also trends and fads in dog breeds just as there are with clothing and music. Cerain breeds such as chihuahuas, dalmations, and Jack Russells are "in style" for a while, usually due to media... Finances Kay Lowe Wed, 15 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=39565&ca=Finances Health insurance coverage is something you typically don't give much thought - that is, until you or someone you love needs it. This very thing happened in my family. My huband, son and I carried group health insurance from my husband's employer. Shortly after we married, I persuaded my husband to s... Finances Kay Lowe Thu, 09 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=39562&ca=Finances With health care costs soaring through the roof, the cost of health insurance premiums are increasing as well. Health insurance is a necessity, however, when you consider the costs of one visit to the emergency room, surgery to set a broken bone, scans, lab and other costs. When your budget is limit... Finances Kay Lowe Wed, 01 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=36431&ca=Finances Health insurance plans have been forced to take action to contain costs of quality health care delivery as health care costs have skyrocketed. Health insurance premiums, deductibles and co-pays have steadily increased, and health insurance companies have implemented certain strategies for reducing h... Finances Kay Lowe Wed, 01 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=36432&ca=Finances Health insurance is offered in various forms today. Traditionally, health insurance plans were indemnity plans; the insured paid a premium, the physician provided health care services, the health insurance plan was billed, and the health insurance plan paid for covered services. As health care costs... Finances Kay Lowe Wed, 01 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=36433&ca=Finances In light of today's health care costs, a better question would be, "Can I afford NOT to have health insurance?". Indeed, medical expenses are a leading cause of bankruptcy in the US. A health insurance plan should be an essential part of any responsible financial plan, whether married or single. Eve... Finances Kay Lowe Wed, 01 Mar 2006 00:00:00 -0800 http://www.isnare.com/?aid=37850&ca=Finances The very nature of managed care health insurance plans increases the likelihood of a legitimate health insurance claim being denied, or a prior authorization request is denied. Bear in mind that managed care (health maintenance organizations, or HMOs, and preferred provider organziations, or PPOs) e...