http://www.isnare.com/?s=author&a=Kay+Osman Real Estate Kay Osman Sun, 27 Apr 2008 00:00:00 -0700 http://www.isnare.com/?aid=183116&ca=Real+Estate You cannot buy a home with less than perfect credit. This is not true. Loan programs, qualifying and credit evaluation is much different than what it used to be in the past. There are ways to repair the damage in your credit and bring your score back up. Your loan officer can guide you through this... Real Estate Kay Osman Thu, 20 Dec 2007 00:00:00 -0800 http://www.isnare.com/?aid=189417&ca=Real+Estate Most typical Americans have 5 to 10 credit cards, charge those cards to the maximum each year, and spend the money as fast as it is made. You want to buy a home, and feel the mortgage monthly payment is no problem, but cannot squeeze enough cash for a down payment and closing cost. You probably have...