http://www.isnare.com/?s=author&a=Kristin+Abouelata+-+Home+Loans Real Estate Kristin Abouelata - Home Loans Tue, 16 Sep 2008 00:00:00 -0700 http://www.isnare.com/?aid=295771&ca=Real+Estate The Housing Assistance Tax Act, which is a section of the recently passed Housing and Economic Recovery Act, provides some incentives to put the residential housing market back on it’s feet. Are you in a position to take advantage of them? If you are (or will be) a first time homebuyer purchasing a... Real Estate Kristin Abouelata - Home Loans Sun, 10 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=209215&ca=Real+Estate Who are Freddie, Fannie and Ginnie? Why do they care so much about your mortgage? Have you ever heard anyone in the mortgage industry mention these names before? Did you ever wonder who these people were that had so much to say about whether or not you would qualify for a mortgage? Well, Fannie, Fre... Real Estate Kristin Abouelata - Home Loans Sun, 10 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=221912&ca=Real+Estate How can you really figure out what exactly your paying in finance charges if you keep that mortgage for 30 years? What's another tool to use in comparing mortgages? Check out your Truth in Lending document... There’s a bunch of important points to review when considering a mortgage. And a ton of pap... Real Estate Kristin Abouelata - Home Loans Sun, 03 Feb 2008 00:00:00 -0800 http://www.isnare.com/?aid=221125&ca=Real+Estate You hear about “Fed Rate Cuts” all the time. How does it really affect your mortgage rate, or does it? You hear quite a bit lately that “the Fed is cutting the interest rate.” Maybe you’ve been considering a refinance, and you’re waiting to move forward till the Fed takes action again. But be smart... Real Estate Kristin Abouelata - Home Loans Fri, 21 Dec 2007 00:00:00 -0800 http://www.isnare.com/?aid=198807&ca=Real+Estate It seems like some loans require very little documentation from a borrower, while other loan types require a blood sample (not really, but it seems like it!) What documentation should you be prepared to provide a mortgage lender? I often joke with customers when giving them the list of documentation... Real Estate Kristin Abouelata - Home Loans Fri, 21 Dec 2007 00:00:00 -0800 http://www.isnare.com/?aid=202081&ca=Real+Estate How much money you make is a key determination when applying for mortgage loan approval. A mortgage lender has specific ways to determine your income based upon what type of income you earn… When applying for a loan, one of the most important aspects a lender must determine is how much money you mak... Real Estate Kristin Abouelata - Home Loans Fri, 21 Dec 2007 00:00:00 -0800 http://www.isnare.com/?aid=210705&ca=Real+Estate Big changes are expected in the mortgage market for 2008. With rates so low, now is a good time to weigh your refinance options….. Have you been reading the papers or listening to the news lately? (Ok, I guess you have been because you are reading THIS paper. Just call me Master of the Obvious). Rat... Real Estate Kristin Abouelata - Home Loans Sat, 01 Dec 2007 00:00:00 -0800 http://www.isnare.com/?aid=205228&ca=Real+Estate Have you ever heard of THDA? It’s an acronym that stands for the Tennessee Housing Development Agency. According to its website, it was established in 1973…… "In order to promote the production of more affordable new housing units for very low, low and moderate income individuals and families in the... Real Estate Kristin Abouelata - Home Loans Thu, 22 Nov 2007 00:00:00 -0800 http://www.isnare.com/?aid=203029&ca=Real+Estate We encourage our kids to plan for their future, but we seldom include buying a first home sooner than average as a path to building that future. Let them know buying a home is easier than they think. Most of the people who read this column are not first time homebuyers. The fact of the matter is man... Real Estate Kristin Abouelata - Home Loans Thu, 22 Nov 2007 00:00:00 -0800 http://www.isnare.com/?aid=203031&ca=Real+Estate Just out of school and considering buying your first home? You’ll be surprised how easy it can be to qualify for a loan. Too often, the newly minted workforce doesn’t realize the confidence lenders have in their ability to be responsible homeowners. Ok, so Mom and Dad told you that you need to buy a...